Rajesh Peddi

@bethalaluka @SartanparaYash @cards_wizard @ccg33k @thetrickytrade @ankurmittal Unable to redeem any vouchers.. bot doesn’t respond after clicking redeem

🚨 RuPay Credit Card Users - Don’t Lose Your Rewards! The MyRuPay Rewards Program (formerly RuPay Scan & Score) is ending Tomorrow 31st Mar 2026. Since Few Days WhatsApp Bot Not Responding. But It's Working Now RuPay has credited coins for recent transactions. 🪙 Earn coins till: 20 March 2026 🎁 Redeem rewards till: 31 March 2026 ⚠️ All unused coins will expire after 31 March 2026! If you’ve been doing RuPay Credit Card transactions, you likely already have coins waiting. 👉 Redeem here: wa.me/+918657041681 Use the WhatsApp number linked to your RuPay Credit Card. Value 1 Coin = ₹1 Current vouchers available: 🛍 Amazon Pay - ₹1500 ✈️ MakeMyTrip - ₹1000 🎬 PVR - ₹500 🍔 Swiggy - ₹250 🚕 Uber - ₹150 You Can Redeem Multiple Vouchers. If coins are insufficient for big vouchers, opt for smaller ones New transactions may take months to credit coins. ✅ Amazon Pay Gift Cards - In Stock ⏳ Don’t wait till the last day - redeem your coins before they expire! Note: After clicking redeem, there may be no response. Check “My Vouchers” it will already be there.

@PranaySuhasMund @man1sh_golcha @ankitdewan What’s the MCC for Mygate prepaid meter charge @PranaySuhasMund

Reward DC still works for rent payment - net ~1.7% CB 💳 (Got 10/- CB on 200.. Merchant name - NOBROKER RENTPAYMENTS) On NoBroker PG, select PayZapp (HDFC cards). Reward DC earns points there, and any HDFC credit card also works. Charges via PayZapp are 3.3% (min ₹100). NoBroker also has other options: Society maintenance → Utility MCC Tuition/School fees → Education MCC Other options use Rent MCC. Charges here are ~2.25% (Visa/MC) - so you can use your best cards (like on tution fees - Atlas(9.75%, M4B(20%+ in AEP), etc.).. Sharing this because NoBroker looks like a legit/legal way to pay rent after the demise of Redgiraffe. They also provide rent receipt, tax invoice, etc. - but charges are higher. Other platforms charge less upto ~1% fees, but many are not legal / don’t provide receipt or invoice. Also, M4B gives Edge Rewards up to ₹50k/month on rent. But Redgiraffe will be remembered. 🥀 #ccgeeks @Kenu73 @AmazingCreditC

Good to see RR7 road is getting cleaned now ..hoping good road now ..Thanks to @CommissionrGHMC @TellapurN @dctellapur

@FinPaal @14472 For Ajio can we direct swipe it sbi cashback card??

@ccg33k Thought of applying. done with atlas 7 lakhs done want to drag that for 15.. should I still apply??

Platinum Travel Devaluation 🚨 A new ₹7L milestone is added. ₹1.9L spend → 7,500 points ₹4L spend → 10,000 points ₹7L spend → 22,500 points + Taj voucher Notifications expected soon. And before anyone jumps to conclusions - this is NOT due to the recent fiasco.

@FinPaal Tried scpia doesn’t give rewards for NPS payments😊.. Any gateway you suggest??

@Merajeshpeddi Scpia gives rewards for NPS payments.

If you actively buy Gold & Silver, the right credit card matters more than you think. Now that Myntra stopped accepting GVS, we’re forced to use direct card payments for BLINKDEAL. But here’s the catch 👇 Most banks like SBI, Axis, ICICI, HSBC give ZERO rewards on jewelry due to the Jewelry MCC. Online or offline = no rewards. 💳 Why Scapia stands out Scapia is a Lifetime Free credit card offering 2% rewards on ALL spends, including jewelry. ✅ 2% cashback on all online & offline spends ✅ Jewelry included ✅ Lifetime Free ✅ Zero Forex Markup ✅ Airport shopping vouchers up to ₹1,000 / lounge access 🎁 Bonus: Refer 6 friends → Get a FREE Apple iPad Apply here 👇 apply.scapia.cards/landing_page?r…

@dctellapur tellapur roads are full of dust ..as Tellapur is merged now to @GHMCOnline @CommissionrGHMC ..can we expect more cleanliness on these roads ? @cdmatelangana @TellapurN

@PranaySuhasMund @AbhiChtrj @milesmintIN @ProfessorCardz @spendwiselyx @contliving It says next day settlement.?? Money got deducted.. is that how it works?

NPS gave me 13% XIRR returns in the last 3 years. These are good returns. But there is a hack to get 3–8%+ more through credit cards (even on this excluded govt transactions category). Plus nowadays you can even get 5% on CC payments..!! Means 13% + 8% (for me) + 5% = 26% on NPS (Example ₹50,000 = ₹13,000 savings) Also you still get tax deduction under Section 80C and 80CCD(1B) up to limits in the old tax regime. And now as NPS 3.0 came, it became more interesting. Feels unreal na.. but it’s absolutely possible. Read carefully.. 👇🏻 Some fun maths — 5–10%+ (instead of 3–8%+) up to ₹30k for new users. Later SBI Cashback, PhonePe Black / Ultimo, Axis CB, BoB CB, etc give ~2.7%+. Miles cards like Horizon, HSBC T1, Atlas, etc give up to 8%. M4B can get you way better rewards. [Mark that BizBlack, HSBC Premier, StanC ultimate ,etc premium CCs give 2–3% base on NPS (except Amex Plat Travel)]. Let’s reveal the hack- Use of wallets. Hear me out. You have to use the UPI ID of a wallet, just copy it. Now the important part — use BharatNXT to pay to this UPI ID via credit cards. MCC and fees for category — Education: 1.8% charges | MCC 8299 Business/Vendor: 2.3% charges | MCC 5399 (Kindly check your card exclusions or charges) After the money is in the wallet, enter the wallet UPI ID in the NPS payment gateway. Almost all wallets work here (not sure about PhonePe wallet). That’s it — NPS investment is successful. KYC is compulsory. Important — in BharatNXT you can only transfer to payees not registered in your own name. Wallet UPI ID will fetch your name by default. So Instead, create an account on your add-on card holder’s name. Cards can be added only if add-on account name = card name. That’s why create or use a BharatNXT account under your add-on name. For new users / add-on accounts - invite.bharatnxt.in/9GVMDK6 (Can apply using referral of family/friends) You can do up to ₹30,000 transaction free (₹15k + ₹15k) using this referral, only if you are new. This increases your return for respective cards to max (5–10%+) up to ₹30k. BharatNXT supports only credit cards (Visa / Mastercard / RuPay). Diners or Amex won’t work. Enter your own PAN to unlock transaction limits, otherwise the limit is ₹8k. Credit card to bank transfers using any platform are strictly not recommended. It’s a bad financial practice. Don’t fall for it..! This method is only for NPS contribution. Also let me know if you know any other app which transfers from credit card to UPI (EasyMyDeal upi down). Till then clear your doubts in comments…👇🏻 #ccgeek @ccg33k @SartanparaYash @imYadav31 @EvryPaisaMatter @CardNiti @ProfessorCardz @AbhiChtrj @CardMavenIn @FinPaal @bethalaluka @jassneet

@SartanparaYash @bethalaluka @AbhiChtrj @PointsPro @iSatishAgarwal Oh okay.. got it thanks

@Merajeshpeddi @bethalaluka @AbhiChtrj @PointsPro @iSatishAgarwal Only possible for HDFC cards. Not any other banks

🚨 HDFC EasyShop Rewards Debit Card 💳🔥 💰 Get 5% Cashback up to ₹2000/month on credit card bill payments Pay CC Bills Via PayZapp using this Rewards Debit Card! 💸 Cashback credited as reward points within 2–3 days — super fast! 💰 1 RP = ₹1 ✅ Visa/MasterCard — both work ✅ Annual fee ₹500 + GST (FREE for Classic / Preferred / Imperia) ✅ Free upgrade for Classic / Preferred / Imperia (Reconfirm with bank) ✅ Senior citizens get this by default in new account kits 📝 How to get it: ➡️ Not available in app/NetBanking upgrades, if available apply, else ➡️ Visit branch & submit physical upgrade form mentioning “EasyShop Rewards Visa Debit Card/ EasyShop Rewards Master Debit Card” Else show this image to the bank employee and ask for it, Better apply for Visa card ⚠️ HDFC might pull this anytime — grab it while it lasts! 💬 Pro tip: Check with your parents/grandparents if they have this card already 👀 #HDFCBank #DebitCard #HiddenOffer #PayZapp #Cashback #MoneyHacks #BankingTips #FinanceIndia

@bethalaluka @AbhiChtrj @SartanparaYash @PointsPro @iSatishAgarwal @bethalaluka

@bethalaluka @AbhiChtrj @SartanparaYash @CardNiti @PointsPro @iSatishAgarwal How to pay custom amount like 40k.. Can’t find that option anywhere in PayZapp app

@choosehustle @pointperkspicks Thanks for the info..

@Merajeshpeddi @pointperkspicks Cleartrip would never give 5EM. Its OTA. Only direct airline spends and traveledge give 5EM

AXIS ATLAS 5EM not credited for travel bookings via. AIR ARABIA 🤯 What can be done ??? #ccgeek

@ccg33k Missing blinkdeal??

Credit Card bills these days... #MagnusBurgundy #IYKYK

@ccg33k @DealsDhamaka @pointperkspicks Any insights @ccg33k ??

@ccg33k @DealsDhamaka @pointperkspicks Bro I have 30k points in atlas where should I transfer for best value. I don’t have any immediate travel in next 9 months.

#ccgeek Need some suggestions GROUP A - 2L - Accor ✅ GROUP B - 3.2L - AI + ITC ✅ Any suggestions for the remaining 4.8L GROUP B ? I already hit next year's limit, so I want to maximize this year

@nebula_world Interesting I just received 500😭

@Merajeshpeddi Looks like ..I don't recollect the offer

@ccg33k Can we use axis app to pay axis bills?

Received Annual benefit of 5K Amazon Pay voucher for paying CC bills on top of 1% (max 1K on 1L payment). Using Axis app to pay axis bills is the easiest way using DC for free. Check quoted post for more details.