ReFi Wizard

Most people think passkeys are "a better password." They're not. They're a completely different category of credential. The kind that can't be phished, can't be reused on the wrong site, can't be intercepted on the network, and can't be reconstructed by anyone except you. We've published a new article on The Mint that walks through the mechanics, the storage trade-offs, and how recovery actually works. moneda.com/blog/moneda-ex…

As always, helpful read 👇

Shifting Baseline Syndrom. Eins der großen Probleme in der Wahrnehmung des Artensterbens. Kurz gesagt: Das was wir als Heranwachsender kennen, wird als der Normalzustand empfunden. Damit verschiebt sich aber die Baseline von Generation zu Generation, und viel Information geht verloren… der tatsächliche Verlust an Vielfalt ist viel dramatischer als wir ihn wahrnehmen.

Trump just fired all 24 members of the National Science Board. Every single one. By email. No warning. No reason given. The board has existed since 1950. The National Science Board is the independent body that oversees the National Science Foundation, the agency that distributes $9 billion in research grants every year. Its members are scientists and engineers from universities and industry. They serve six-year staggered terms specifically so they cross presidential administrations and stay independent of whoever is in power. On Friday, every single one of them got the same boilerplate email from Mary Sprowls of the Presidential Personnel Office: "On behalf of President Donald J Trump, I am writing to inform you that your position as a member of the National Science Board is terminated, effective immediately. Thank you for your service." That's it. That's the whole letter. For 76 years of institutional independence. The NSF funds the basic science behind MRIs. Cellphones. LASIK eye surgery. GPS. The internet itself. The Antarctic research stations. The deep-space telescopes. The research vessels mapping the ocean floor. Every breakthrough that made America the world's leader in science for the better part of a century traces back through grants this agency made and this board approved. The board chair, Victor McCrary, was actively advising Congress on Trump's proposed 55% cut to NSF's budget. The board was helping fight back. So Trump fired the board. Marvi Matos Rodriguez, one of the fired members, told reporters she had been reviewing an 80-page report as part of her board duties just days before being terminated. Keivan Stassun, a physicist at Vanderbilt, said NSF's leadership had already stopped responding to board oversight requests months ago. "We would ask them, 'Are you following board governance directives?' And their answer would be, in effect, 'We don't listen to you anymore.'" Now there's no board to answer to. Rep. Zoe Lofgren of California, the top Democrat on the House Science Committee, called it "the latest stupid move made by a president who continues to harm science and American innovation. Will the president fill the NSB with MAGA loyalists who won't stand up to him as he hands over our leadership in science to our adversaries?" That's the actual question. Because while Trump is firing American scientists, China is building research universities at a rate we cannot match. The CDC just buried a study showing vaccines work. RFK Jr. runs HHS. The EPA is gutted. The Forest Service is being broken. Half of American children are breathing dangerous air. And now the people who decide what gets researched in the United States have all been fired by email on a Friday afternoon.

Moneda lets you hold and earn in USD and EUR. Your account, your keys, nobody in between. More currencies to come🌐 get.moneda.com/xtwitter

@fekunze @moonpay @Claude insightful read, thanks @fekunze !

AI agents are about to handle $5T in commerce, but the approach of the industry so far has been creating agent private keys and giving them full control of your funds (either directly or via an API). - Even with new standards like @moonpay's OWS, using @claude Code with `--dangerously-skip-permissions` could expose your agent keys and your funds - @privy_io also allows you to regenerate your priv key to back it up locally - Other SDKs custody the agent keys directly on their servers, leaving you potentially exposed in case they get compromised We spoke to a lot of users while building @moneda_com about their use of LLMs and money. Not one said they’d be comfortable giving an agent access to their main account. Not one. People are happy to delegate tasks, as long as they are the ones making the final payment. There’s a better architecture. We're building it on Moneda: Full piece on The Mint moneda.com/blog/agentic-p…

Leaving Cannes with the best “souvenir” ever! @WalletConnect Pay receipt paid with @circle EURC using tap-to-pay via @ingenico POS in a single-click on @moneda_com wallet Who said that crypto payments cannot be easy! 😉

Rotherham, England replaced 8 miles of mowed grass with wildflowers. They saved £25,000 in mowing costs a year and bees, butterflies, and birds showed up almost immediately. You don’t need to wait for your city to act. Start small in your own patch: 🏡 Let your front verge or sidewalk strip go wild this spring 🌻 Toss a few native wildflower seed balls into neglected spots 🌱 Stop mowing one strip and see what shows up 📧 Contact your city government. One email from one person has started initiatives like this before One person. One small patch. Real habitat. Your street could be next.

Methane (CH₄) is turbocharging global warming, but it’s stayed in the shadows for too long. It’s #TimeForCH4nge, time to make methane visible – and impossible to ignore. As #Methane250 is underway, learn. Share. Take action. 🔗 timeforch4nge.org @ccacoalition ,@methanedata

@pedrouid @WalletConnect @moneda_com works like a charm

I’ve been showing everyone how seamless and quick payments can be with @WalletConnect Pay using our latest SDK It just works… Scan -> Approve -> Done! My favorite Wallet to demo has been @moneda_com who did a great job with their iOS release supporting it natively 👌

Billions of ancient Trees at risk in Oregon as Trump plans to cut them down to boost profits of lumber industry which will be devastating for wildlife birds and bees and human health as these trees filter the water and much more

SEPA was built for Europe. Not anymore. We just made EUR virtual accounts accessible to 117 more countries. India. Singapore. UAE. Australia. Canada. South Korea. Mexico. Argentina. Philippines. And 108 more. This is Neo Finance. 🪙

@moneda_com 🚀

@ReFiWizard Thanks! We completely agree. This is our vision for Neo Finance. Borderless, accessible, fair. 🩵

@moneda_com This is a big win for people in countries with volatile currencies, unstable regulatory environments, or limited access to reliable international banking. This can really be meaningful and make an impact 👏

Why does it matter? A freelancer in Manila invoicing a client in Berlin. A business in Nairobi getting paid by a partner in Paris. A family in Toronto sending EUR without the usual friction to their kid studying in Italy. All of them hit the same wall: no European bank account, no easy way to receive or send EUR. We are breaking this wall down.

@moneda_com Francs!

USD and EUR are live. Which local stablecoin would you like to see next?

@bobette20898402 Things we need to be teaching at school

It's almost that time of the year! Please feed the bees 🐝

Not many people know you can have a euro account in your own name without a European address. Here's what a Named Virtual IBAN actually gives you: 🇪🇺 You get a euro account in your own name. A real IBAN, EU-issued. Receive SEPA transfers like any EU resident. Salary, freelance payments, transfers from friends. It shows up as a normal EU account to whoever's paying you. No flags, no friction. 🔁 You can also send money from your own bank account directly into Moneda via SEPA. And send it back out the same way. No exchange. No extra steps. Just euros moving where you want them. ⚙️ Under the hood, those euros become regulated stablecoins the moment they arrive. Fully backed, MiCA-compliant. 📈 Which means you can put them to work in the Moneda Earnings accounts, while keeping the option to move back to your bank anytime. For those who can access it, it's the kind of rail that used to be reserved for people already inside the system. Not anymore.

@moneda_com @iron @moonpay Infrastructure that actually matters

Luar biasa! Indonesia, you really showed up this week 🇮🇩🇮🇩🇮🇩 To all our new users, selamat datang 🙌 Moneda lets you hold USD & EUR. Earn on both. No bank. No borders. No middlemen. Full control, always. Your keys, your money. If your savings are earning crumbs, it's time to switch.

@moneda_com Going global 🚀