bob
1.2K posts


Let me know who wants this Duplex in east Mesa AZ for $565,000
3 beds 2 baths 1080 sq ft
It’s not listed on the MLS yet.
Rent each unit for $2000*2=$4,000.00
FHA loan 5% down payment $29K
Principal and Interest $3,480
Property Taxes $200
Property insurance $174
Mortgage Insurance $335
Total PITI $4,189
$4,189-$2000=$2,189.00 out of pocket, beats paying $2500 out of pocket for rent plus you will own a duplex.
Conventional loan 10% DP $56,500
Principal and Interest $3,298
Property Taxes $200
Property insurance $174
Mortgage Insurance $318
Total PITI $3,999
$3,999-$2000=$1,999 out of pocket mortgage payment
Conventional loan 25% $141,250 DP
Principal and Interest $2,748
Property Taxes $200
Property insurance $174
Total PITI $3,122
$3,122-$4000=$-878.00
You’d profit $878 per month
You can pocket more than $1000 if you go the 40 year mortgage
10 year interest only
30 year PITI payments.
Buyer gets $10,000 in concessions with no realtor
After it hits the MLS agent gets paid 2.5% and buyer gets zero concessions
Currently doing final details to the property




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@HousecoinOnSol @peruvian_bull The bid ask spread is like 300k so the prices are made up
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Boomers realizing that 90% of their wealth is tied to their house but no one can afford to buy it from them
Kalshi@Kalshi
JUST IN: US housing market at "most unaffordable" level in history
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@thirdmetax This is typical divorcee behavior from women.
They will blow it on vacations, clothes and cars and then lobby the courts for more.
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Caleb Hammer is shocked after a guest blew through her entire $600,000 divorce settlement in 2 years and is now in debt
“I bought a house that was $330,000 sight unseen and when we entered the home it was in shambles”
“we had to renovate it completely gut job the renovation was like $100,000”
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@RepDonBacon Delusional paid off congressman thinks Americans support more money to Ukraine
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Doing more to support Ukraine would improve these numbers. 70% of Americans support Ukraine.
Charlie Sykes@SykesCharlie
As seen on Fox News.
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@SheikhNYCFC @LeadingReport Working class? There’s no such thing anymore.
It’s govt benefits class
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@LeadingReport In NYC, houses in rich white neighborhoods are worth more than those in white working-class neighborhoods but yet white working-class neighborhoods pay a higher effective tax rate than the rich. That is what Zohran is trying to fix.
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Dave Ramsey is king of good financial advice that is NOT POSSIBLE FOR 90% OF YOUNG PEOPLE
Like, yes, if you happen to have a six figure downpayment laying around and earn $400,000 a year, you can do this
Median earners won’t find ANY homes that can meet this criteria
Adam Koffler@AdamKoffler
Here’s Dave Ramsey’s advice on buying a house in the year 2026: - Have 20% for a down payment to avoid private mortgage insurance (PMI) - Do a 15-year fixed rate loan - Make sure your monthly payment isn’t more than 1/4th of your take home pay Let’s put that math to the test 👇🏼
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What does this even mean?
Giovanni Staunovo🛢@staunovo
I don’t care if they come back or not. If they don’t come back I’m fine. - US President Trump on Iran
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@MichaelPBento It’s about where I thought it would be.
Now the pump it up .3% down PM, big opening candle at 930am, drop it 2%.
Like clockwork
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If they were that close then both sides are retarded for not getting a deal done considering what’s at stake 😡
Polymarket@Polymarket
BREAKING: Iranian Foreign Minister Araghchi claims the U.S. & Iran were "just inches away" from an agreement before talks fell through.
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@SilverDegen Uhhh not yet. This will bounce around even after the dust settles
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@MichaelPBento I think we gap down PM 1.5% gets attempted TACO 30 minutes to open and then closes 2% down
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@JP_Money_95630 Big question is Japan.
I have a real feeling the carry trade finally implodes.
Yields for UST any JGB will rocket and we will finally see the full un leveraging.
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Something market makers like to do, is Never Lose.
If they are on the wrong side of the tape, you can sometimes see a mini morning pump just to cheapen downside protection, then they load in and snap hard down.
I'd fade any pump tomorrow.
Don't take any bait, it's a trap most likely.
Now if we just gap down we gap down. But again, a mini rally don't get bullish. Wait.... IMO.
NFA
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What in the fuck are we even doing?
Now *we* are choosing to close the most vital shipping lane in the world?
War Monitor@WarMonitors
⚡️ Trump says that 'effective immediately' the US will start to blockade ships trying to enter or leave Strait of Hormuz
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