Saumya Smart
2.6K posts

Saumya Smart
@TheSmartEcho
| Cardiology 🩺 | travel ✈️🏞🏖 | Sports 🥇|CC 💳 |
India Katılım Ağustos 2009
374 Takip Edilen135 Takipçiler

DO NOT APPLY for this CARD now ⬇️
Abhishek Singh@ChaiAndMiles
One of the most underrated deals for #CCGeeks right now 👀 Picked up the American Express Platinum Reserve and the value stacking is insane: 🎯 ~62k MR points ( + eligible to buy 20k MR for ~9k ) 🏨 Accor Plus Explorer (Silver) x 2 🏨 Taj Epicure Plus x 2 🍽️ EazyDiner Prime x 2 This easily beats the annual fee if used right & can help me make travel plans with my parents with same perks. If you’re considering it, I'd be happy to share the route I used - DM me to know more, redemption ideas and a referral link. #Amex #CreditCards #PointsGame
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I am seeking clarification regarding a discrepancy in my CIBIL score, which appears to have been negatively impacted despite my consistent and timely fulfillment of all payment obligations. I request an immediate review and resolution. @SBICard_Connect
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@creditcardwalah @DealsDhamaka Yesterday, I encountered this issue, and a family member experienced the same problem today. Therefore, there appears to be no consistent timeline. They have reported a minimum due of 200 rupees as overdue in CIBIL, despite the payment due date still being two weeks away.
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@DealsDhamaka Checked mine. No issues so far, but it's worth verifying, one incorrect report can significantly impact your CIBIL score.
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Alert 🔔 - Holding an SBI Credit card 💳 ??
Check your CIBIL score once ‼️
Many users have reported that SBI Credit cards have incorrectly reported the overdue to CIBIL. Several users claimed to have seen a 50-60 point drop in their CIBIL scores
Check now and confirm, write to SBI Cards and CIBIL Incase of mismatch
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@DealsDhamaka Yes, you are correct; the minimum due amount was erroneously reported as the overdue amount, which led to the current issue.@SBICard_Connect
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@ankurmittal @AJIOLife That's right. They made, packed, and delivered it today. Is it really that hard?
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Received PAN Card of My Kid Today
Now Planning to Start SIP under his Own Name .
Till Now , Was doing under my name only
Any Suggestion for Platform ?
Hows @INDmoneyApp ?
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@swadesh93 @reliancejio Is this for new connections, or can existing customers also opt for this plan?
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Why go for Prepaid when Postpaid is actually costing you LESS? 🙂📉
I recently switched to the @reliancejio Jio Postpaid Plus Family Plan, and the value is insane. Let me break down how I’m getting truly Unlimited 5G for my whole family for just ₹265 per person! 🧵👇

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Another card issuance stopped! 💳❌
Hdfc diners black will not be issued anymore!
One of the most underrated card in India 🇮🇳
Diners black weds Atlas 🤝
@ccg33k

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@Pranshu0403 How did you do that? Did you visit the branch or go through RM?
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@bethalaluka @AbhiChtrj @SartanparaYash @ankurmittal @cards_wizard Hi, i just opened second account after seeing this post.
I have preferred banking.
While opening acc, I was offered minimum balance of 25k, 1 lakh and 3 lakh.
Finally will it be 0 balance or i maintain 25k?
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🚨 Open 2 HDFC Accounts on the Same PAN - No Branch Visit
And earn up to ₹9,600/year cashback using debit cards.
Already have one HDFC account? You can open a second account instantly under the same PAN.
📌 Important:
If you hold Classic / Preferred / Imperia, the new account will be ZERO balance.
📞 Call your Virtual RM and request a new account:
• Salary → Savings
• 5K / 10K Savings → 25K Savings Max
🧩 Linking logic:
• Same Customer ID → No linking needed (Confirm With RM Once)
• Or add under Family Banking
• Family members’ accounts can also be added
⏱️ Account created within minutes, visible in HDFC app
💳 Debit cards issued:
• 5K / 10K → MoneyBack DC
• 25K Savings Max → Millennia DC
⚠️ Since HDFC stopped issuing Rewards Debit Cards, you can maintain 2 Millennia Debit Cards.
💰 Cashback maths:
₹400/month per Millennia DC
2 cards = ₹800/month
₹9,600/year
📌 Cashback method:
• Load Amazon Pay / PayZapp Wallet using Millennia DC
• MCC: 6540 (Wallet Load)
• Activate Amazon Pay/PayZapp Wallet UPI
• Zavo App → CC Bills → generate UPI QR
• Scan in Amazon/PayZapp App → pay via Wallet UPI
Zavo Signup : zavo.go.link/izSzq
Referral Code: MWZ180
💸 Cashback credited within ~90 days
You can downgrade the account later using the online process, if required.


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@bethalaluka @AbhiChtrj @SartanparaYash @ankurmittal @cards_wizard Hi. My RM it is not possible to open online we need to fill physical form. Can you guide me what to do?
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@dealztrendz Thank you. My delivery has been received and confirmed as an authentic Samsung product.
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#DealzTrendzExclusive 📣
Huge discount on Samsung chargers!
25W, 35W, and 65W chargers are available at more than 50% off.
bitli.in/LY1vcAg

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