Christopher Cho

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Christopher Cho

Christopher Cho

@christophervcao

@mcgillu + @UofT alum, policy wonk with a soft spot for personal finance & investing

#Toronto #Montreal #Ottawa Katılım Eylül 2013
1.5K Takip Edilen299 Takipçiler
Lazy Canadian Investor
Lazy Canadian Investor@JimChuong·
Canadians are not boycotting the U.S. because of POTUS. Canadians are broke. Ignore the tiny minority of entitled Canadians who say that they are boycotting - the majority are not. Canadians have no money. Americans are not paying the tariffs. The labor force declined by 119,000 in January alone - manufacturing shed 28,000 jobs, hampered by tariffs. Canadian real estate is getting demolished and debt is through the roof.
Lazy Canadian Investor tweet mediaLazy Canadian Investor tweet media
BNN Bloomberg@BNNBloomberg

Canada losses 25,000 jobs in January, unemployment rate drops to 6.5% bnnbloomberg.ca/business/econo…

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Anything
Anything@anything·
the Anything mobile app is here! now you can literally build production ready applications from your phone 📱 pre-order (it's free) 💥 drop screenshot (proof) 💳 we send 20k credits (to everyone) reply to get it
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Christopher Cho
Christopher Cho@christophervcao·
@melkuo Curious if Australia experiences similar dynamics; their visa is arguably easier to get and doesn’t require sponsorship
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Christopher Cho
Christopher Cho@christophervcao·
@fahdananta Australia has open auctions as an option and I believe Ontario recently made it available as well. Even with the bid transparency, I’m not sure it necessarily results in improved price discovery when offers are still based on imperfect comparables of nearby sales.
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Fahd Ananta
Fahd Ananta@fahdananta·
If you think about it, the way homes are priced for sale today makes little sense There’s so much unknown. Agents price the home for price discovery. It either gets bid up which means it was underpriced or few showings and no bids which means it was overpriced. Buyers are often bidding higher against themselves because you don’t even know what the other competing offers are. Then you’re told there are some range of closing costs. The whole thing feels opaque.
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Brandon Donnelly
Brandon Donnelly@donnelly_b·
This is my friend’s dad’s favorite restaurant. When he’s in Toronto, he conducts most of his business meals here. One of the reasons for this is the round table. Everyone is equal. He sees it as the perfect format for collaboration.
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Alfred Wahlforss
Alfred Wahlforss@itsalfredw·
AI writes your code. Now it talks to your users. We raised $27M from @Sequoia to build @ListenLabs. Listen runs thousands of interviews to uncover what users want, why they churn, and what makes them convert. See how @Microsoft and @canva use it:
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Christopher Cho
Christopher Cho@christophervcao·
@EricDLombardi It reflects more of a misunderstanding of what the report actually covers. Foresight =/= forecast or predictions, but none of that nuance gets captured in the sensationalist headlines.
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Eric Lombardi (EricForOLP.ca) 🇨🇦🚀
People pearl clutching about this report need to actually read (how dumb it is). They literally just asked 500 effectively random people about what the worst things that could happen are and when they could happen. Take for example, Ecosystem collapse. They’ve put it at 7 years. Why? Because a bunch of random people felt like that could be the timeline. This isn’t science, it’s just vibes. There is no data of any kind in this report. It’s incredible it was published at all. Yes, it identifies problems we can consider. But there is no report on “good things that could also happen”. And for each of these predictions, there is no true expertise about what can happen. Nor are there any calls to action or anything else. That so many people seem to take such a flawed “report” at face value is damn ridiculous. We truly live in one of the dumbest periods of time imaginable, and that’s the scary part!
Eric Lombardi (EricForOLP.ca) 🇨🇦🚀 tweet mediaEric Lombardi (EricForOLP.ca) 🇨🇦🚀 tweet mediaEric Lombardi (EricForOLP.ca) 🇨🇦🚀 tweet mediaEric Lombardi (EricForOLP.ca) 🇨🇦🚀 tweet media
Tablesalt 🇨🇦🇺🇸@Tablesalt13

🚨NEW The government of Canada is already considering policy options for when youth will blame older Canadians for their inability to own a home or be upwardly mobile in society. They're literally planning for it. (link to report in comments)

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Christopher Cho
Christopher Cho@christophervcao·
@fahdananta Already in Iceland, but have to imagine getting sufficient coverage in other countries to make it viable would be a challenge
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Fahd Ananta
Fahd Ananta@fahdananta·
So let’s assume this wave of egg donation and sperm donation goes mainstream, like >5% of the population active donors What happens when two unknowing half siblings get into a relationship and have a baby? Does genetic testing pre-relationship become mainstream too?
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David Moscrop
David Moscrop@David_Moscrop·
The real winner of tonight’s debate? Confirmation bias.
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Fahd Ananta
Fahd Ananta@fahdananta·
The best shawarmas in Toronto in no particular order: - Wanas - Ghadir - Sumaq The long lines are Sumaq make it not as worth it. Wanas is amazing because it's close to downtown and still relatively unknown.
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Christopher Cho
Christopher Cho@christophervcao·
@EricDLombardi I remember seeing a headline before saying how majority of Canadians were over-allocated to Canada; I'm unconvinced Canadians need an added incentive to make this more the case.
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Eric Lombardi (EricForOLP.ca) 🇨🇦🚀
On the surface, I like this idea. But deeper, I’d be curious what the secondary effects on good capital allocation are, and therefore for economic growth at large. I also wonder if a policy like this will truly be a net good for Canada if other countries also pursue policies to “repatriate” capital, and we end up in a situation where we have less foreign investment that is not made up by domestic repatriation. As always, I am skeptical of governments encouraging certain kinds of capital allocation. If we make Canada a good place to invest in general, and our industries more competitive, Canadians will just keep more of their money in companies here because it makes financial sense, and so will foreign capital.
Pierre Poilievre@PierrePoilievre

Introducing the Canada First TFSA Top-Up. A new Conservative government will let you put an extra $5000/year into your TFSA for investments in Canada. Bring it home: conservative.ca/cpc/canada-fir…

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Bryan Breguet
Bryan Breguet@Prominent_Bryan·
It's incredible how Ford has been the Premier since 2018, deficit is up, crime is up, Ontario has like the highest unemployment in the county and yet Bonnie Crombie and Merit Stile can't land a punch on him
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Christopher Cho retweetledi
Toronto Raptors
Toronto Raptors@Raptors·
We got a pair of lower bowl tickets for the Feb 2nd game courtesy of @LGCanada Feeling optimistic about your chance to win? Drop an emoji below for your chance to win 👀 🔗R&R: link in bio Plus enter for a chance to win a VIP away-game Raptors road trip experience: play.raptors.com/tb_app/514383
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Taylor Owen
Taylor Owen@taylor_owen·
A few initial thoughts on the Hogue Commission report, which I believe is an incredibly important document for the future of Canadian democracy. In short, at a time when the US is undermining efforts to study and respond to disinformation, this report puts Canada on the frontlines of a potential democratic response.
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Christopher Cho
Christopher Cho@christophervcao·
@danielfoch Doesn’t work. Birth rate has been steadily declining even with the incentives in place and is on track to be sub-1.5 and hasn’t noticeably outperformed other neighbouring countries
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Daniel Foch
Daniel Foch@danielfoch·
Canada, I dare you to do this: "Have four or more babies in Hungary and you’ll pay no income tax for life, prime minister says" cnbc.com/2019/02/11/hav…
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Fahd Ananta
Fahd Ananta@fahdananta·
One the best perks of the Amex Platinum or JPM card is the super convenient dispute resolution
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Christopher Cho
Christopher Cho@christophervcao·
@connorpera Hubspot has been great, but the costs ramp up fairly quickly after the teaser discounts fall off. It really comes down to what functions you need on your CRM as well beyond the basics.
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Connor Pera
Connor Pera@connorpera·
What’s the best CRM for SMBs getting started with their first one? Do you go straight to something like Hubspot and spend top dollar, or do you start slow with something else? I’m thinking the latter and maybe Zoho, but curious what others think.
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