
markovchainlightning
1.6K posts

markovchainlightning
@dailyregarded
lord have mercy on me, a sinner.



Caller: “ I have a net worth of about $3 million and my Dad has asked for $55,000 to pay his debt. What should i do?” Caller: My 80 year old father is asking my husband and me for $55,000 to pay off his credit card and car loan debt. Dave: What’s your financial situation? Carla: We’re retired, debt free, net worth between $2 and $3 million but we’re on a fixed income and would have to dip into retirement accounts to do it. Dave: And your husband’s position? Carla: He’s firmly against it. But my dad is very persuasive and I feel guilty saying no. Dave: Carla, the answer is no. You have no moral, ethical, or biblical obligation to fund your father’s bad financial habits especially when manipulation is part of how he’s asking. Carla: But he’s 80 and he’s my dad. Dave: Being your dad doesn’t give him the right to your retirement. And “no” is a complete sentence. Don’t give him an encyclopedia of reasons, he’ll debate every one. Be brief, be gentle, and be firm. Carla: What can I offer instead? Dave: Gift him Financial Peace University. Give him the tools to help himself. That’s generous without enabling the pattern.












@Catholic_bro @Jermainegoat420 @ABC Lmfao you are in the shallows. That's even crazier that you think yhe stories are true if you accept they were written decades after the fact. Imagine thinking someone rose from the dead when the story was written 40 to 50 years after the fact. Bonkers.





@UsingLyft Like 3000 Anglos took over their subcontinent. It’s simply not threatening. But overall I agree with your sentiment.








There are some center-to-right wing accounts I follow that are more offended by the possibility that some public health sources are over-estimating the death count from Musk carelessly destroying US global health programs than by the core fact that Musk really did carelessly destroy US global health (and bragged about it relentlessly) in a way that clearly killed people. These people know who they are, and they're wrong.






Why didn’t you use the real graph?


An American buys a $138,000 home. She sends the bank $9,286. After interest, taxes, and insurance, ONLY $952 goes toward the loan. $8,300 is PURE interest. This is how the system turns ownership into a lifetime of payments.















