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3.5K posts


@miles_commodore They are a little higher end fast food. The biggest difference is the hiring standard for employees. Their kids are mostly better than the typical McDonalds or Burger King.
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@Average_NY_Guy It's okay. Relax, you're funding Somalis in Minnesota. There, don't you feel better now?
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This is the first year I had to pay a substantial amount in taxes, at least for my standards, and I’m taking it a lot harder than I expected. I know a lot of people can relate. I’m under 30, married with a family, running a growing business, and carrying a lot on my shoulders.
But somehow I land right in that spot where you make too much to qualify for any help, yet not enough to actually feel comfortable or have real peace of mind. On paper it looks like you’re doing well, but in real life, once you cover rent, childcare, groceries, insurance, car payments, and everything else, there’s not much left. You think you’re building something, but really you’re just keeping up.
Then you see the tax bill, and it’s hard not to feel angry. You put in all this effort, then you have to send a large check to the IRS, and it doesn’t feel like you’re getting anything back. No relief, no break, nothing that actually makes your life easier. Just more pressure.
My father bought his house young. Today, even if you’re making what’s considered “good money,” buying a house feels completely out of reach. Prices are so high it’s almost laughable, rates are high, and saving for a down payment while raising a family feels almost impossible, especially when that tax bill eats whatever you managed to put aside. You do everything right, you stay responsible, and still it feels like you’re stuck in place.
I’m not asking for anything special. I just want the effort to lead somewhere. Right now it feels like you’re on a treadmill, running fast but not moving forward.
Can anyone honestly say we’re doing this correctly as a country? I don’t even think this is a partisan issue. From where I’m sitting, I don’t see anyone offering a healthy, realistic way to run things from either side.
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@hardingwealth My wife is nearly 70. Has clothes in the closet from her 20's.
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Just wrapped an email exchange with a client.
Mid 50s.
Male.
Net worth ~$5m.
His Email:
"I have land in Maine. I bought it for $198K and there is a chance to sell it at $400K.
I am not really in need to sell it, nor I will be building anything there.
Would you advise to keep it and sell it in the future or cash it out, with the tax implications?"
My Response:
"If you’re not going to build on it I’d likely sell.
Here’s how to look at this:
If you sell it for $400k, let's say you’ll end up with $370k after taxes and closing costs.
So, ask yourself this:
If you had $370k in cash in your portfolio right now and could buy anything in the world with it, would you buy THAT piece of land in Maine?
I think the answer is probably “no” but I’ll leave that to you.
And if it is, “no” then accept the offer."
........
Look, there are plenty of reasons to hold onto things you wouldn't normally go buy at today's fair market value.
But in this particular client's case, I know there better-aligned ways to use this capital than sitting on raw land.
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We still don’t know Trump’s clear reason for starting this war and how he plans to end it.
At least 13 American servicemembers were killed and hundreds more have been injured. Michigan gas has jumped to nearly $4 a gallon. Fertilizer costs have increased dramatically for our farmers.
That’s why today I voted to reassert Congress’s authority on war powers and end this conflict.
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@it_unprofession Whenever I know there's going to be a pressure tactic I instantly tell them I am being sent out of town long term. End of discussion.
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Canceling a gym membership shouldn't require a hostage negotiation.
I joined a local fitness club three years ago and stopped going almost immediately.
Yesterday I finally decided to stop paying the monthly fee.
I logged into their app.
There is no cancel button anywhere in the UI.
I checked the website and it told me to call support.
Support told me I had to submit a cancellation request in person.
I drove to the gym on my lunch break.
The manager looked at me like I was abandoning a puppy.
He asked why I was leaving.
I told him my personal ROI on this membership is completely negative.
He offered to freeze my account for a small maintenance fee.
I told him I just want to sever ties entirely.
He sighed and said I need to provide a handwritten letter of intent and thirty days notice.
I am currently drafting a formal breakup letter to an elliptical machine.
I might just cancel my credit card.
It seems easier.
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@andrewmichta @united This is NOT an airline problem. Look around, everything about this country is deteriorating. We are trying to move to a global mindset. Well, this is what you get. Little by little we are closer to a 3rd world country. Get used to it or change it. I am a nationalist.
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A quick observation about US domestic airlines. As a rule, I try not to complain about daily inconveniences, but my flight today to Houston on @united just did it. And mind you: I am a million-miler with them, which apparently means nothing. But my comments apply to all US domestic carriers overall, especially @Delta. Since I came back home from Germany over two years ago I have been flying quite a bit on our domestic airlines. BLUF: They should rank among the worst in the world-too often I have ended up on old dirty airplanes with surly flight attendants, practically zero service, regardless whether you fly economy or first class, the check-in process that reminds me of drill sergeants barking orders at recruits, frequent aircraft breakdowns and missed connections, and delay, after delay after delay. All the while the prerecorded monotone tells us how much they care about us, how important we the passengers are, and our safety. The quality of service across the board is a good indicator od the condition of our society. US domestic carriers don’t care because there is no real competition here anymore when it comes to air travel. Planes are routinely overbooked, delays make travelers miss their connections and nobody cares. On board you are treated like a nuisance. So today it finally hit me why this is happening: to US domestic carriers we are no longer passengers; we are self-loading cargo. And so it goes….
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@realchasegeiser The way the Catholics are successful is the price. Catholics subsidize the system so cost is half of what other private Christian schools are. Bite the bullet and pay if homeschooling is not an option.
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I pay 1,000 dollars a month to send my daughter to catholic school to protect her from woke bullshit.
I just went to her first recital where the kids are singing the theme song from the musical Rent, about how many minutes are left in a year in the context of being diagnosed with aids.
What the actual fuck.
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Doinks Homesteading Lesson:
Water collection for a tiny off-grid house is a critical problem to solve.
On a 12x50 house like the one pictured, you can collect 374 gallons per inch of rain!
The same roof can handle 20 or so full size solar panels, which produce 8-12kwh of power at peak sunlight per hour.
This solar production would fill a 32kwh battery array with no issue! Plenty of power for you! (Tiny houses avg 5-15kwh/day)
Always use a black storage tank so you do not allow algae buildup within your water tank! Clear tanks allow photosynthesis!
Metal roofs assist with ease of water collection!

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@jacksonhinklle Please move there for a while. Then see if you still feel that way.
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@Watchman_motto I feel the same about people that buy a beautiful oak casket and then bury it in the ground. What a waste of God’s work.
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True story. I know a millennial couple who we were casual friends with. They own a 1920’s house full of beautiful dark oak trim work - excellent condition.
And she painted it white.
I don’t speak with them anymore because of this (and other reasons).
I know that sounds ridiculous but it’s indicative of other major mental issues. Disregard for the wood grain, the carpenter, the past generations that lived in the home and maintained the wood, the future generations that will live in the house once you’re gone.
It’s a red line for me.

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A guy I used to work with hit me up last night.
Dude was making $260k in tech. Nice house, $4,700/month mortgage, two cars, vacations every few months.
Got laid off 7 months ago.
Still nothing.
Said he’s down to $22k and burning $5,500 a month. Wife at home, one kid.
He told me he checks his bank app before he even gets out of bed now.
This is someone I saw winning in real life.
Save your money.
Because when it flips, it flips fast.
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You don’t need me to tell you what you already know: our electricity bills are too high.
What we need is a plan to lower them and reform the broken system that got us here. That’s my plan. Together, we will lower bills, end unfair rate hikes, and hold accountable any utility company that is more focused on boosting profits than building a reliable energy grid.
You shouldn’t have to pay more for electricity while dealing with too many blackouts and grid failures. Let’s work together to change that. michiganpublic.org/transportation…
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