Lea(r)ner

Source: @dhirendra_vr Tagging for better reach @dmuthuk @Vivek_Investor

@Dheer_Sameer @ActusDei @Akash110193 Yes

@iAlkesh @ActusDei @Akash110193 Gold?

Rupee depreciation has incinerated Indian retail savings. Those who got their money out in time, give yourself a pat on the back.

@ActusDei @Akash110193 Over a 25 year period. Housewives have beaten the best of the fund managers

@Akash110193 This is true

@Crazynaval Beautiful read @deepakshenoy

Lovely read, especially the last two paragraphs

@mayurshetty01 @sruthijith Have you found the article

@sruthijith I will look for it

Back in 2000, I wrote a personal finance piece estimating a 30-year-old would need Rs 1 crore at retirement. It predicted milk at Rs 75/litre when a 2BHK in Andheri was under Rs 20 lakh. The Rs 1 cr goal was widely mocked then.

The front page of @the_hindu dated June6, 1967 being posted on SM over gold controls is fake, likely AI generated. The actual front page on that day was headlined by the Arab-Israel war. Both posted below. Thank u for your attention to this matter!

@ActusDei I think - people need hand holding. Who better than you will know it. I won’t suggest to people to go direct if they are not ready for it. Such advises work in favour of those who are out to skim doctors, lawyers, etc by selling ULIP.

1. Go cheap. Cut costs ruthlessly. Go direct, go index, drop the insurance policies masquerading as investments. A 1% drag on returns sounds small. Over 20 years, it is the difference.

Last week I was on a panel at IIM Mumbai. My fellow panellist, Nitin Rao, CEO of Incred Wealth, was asked why wealth managers are even needed in the age of AI.His answer was one line. It annoyed me. Then it didn't. 🧵

@JayadeepJayaram @ActusDei Understood. Thanks

@iAlkesh @ActusDei It is a layer built on top of Interactive Broker, similar to how Vested is built on top of Drivewealth

Don't compare Indmoney vs Vested vs NSEIX. These are all tech LAYERS built on a US broker. Interactive Brokers vs Drive Wealth vs View Trade is the real comparison.

Personal Finance at its core is simple: 1) Emergency Fund 2) Health & Term Insurance 3) Equity for compounding 4) Diversification across countries & assets. After 10 years in financial journalism, I co-founded thefynprint. We give you: 1) A concierge service on financial questions like PF withdrawal, home loans, credit cards, global investing etc. 2) A WhatsApp community to discuss & share information 3) Webinars & meet-ups 4) Weekly digital magazine Subscribe to thefynprint. It is only Rs 400 per month.

Look at the attitude of this guy. Takes up a lane and blocks ambulances and cars outside Holy Family Hospital Bandra, and refused to move. Everyday occurrence What action is going to be taken against them? @AddlCPWestMum @MTPHereToHelp @mybmcWardHW @ShelarAshish @Dev_Fadnavis

@grok @AkshayShivalkar @Schauhan12123 @ActusDei Neil, ab ton grok bhi maan gaye hai. Saathi Indians kab manenge ?

Hi AkshayShivalkar, even if you earn/spend/invest only in India, rupee depreciation (₹84 → ₹95 vs USD, ~13% loss) erodes purchasing power—especially on imports like oil, electronics, and travel. Global assets (in USD) automatically gain in INR terms as the rupee weakens, acting as a hedge. Pure domestic portfolios miss this buffer and stay fully exposed to local currency/inflation risks. Diversification protects long-term wealth.

Every year Indians debate whether to invest globally. Every year the rupee settles the debate for them. ₹84 → ₹95 in 12 months. That's a 13% currency loss before your equity even blinks. The dollar doesn't care about your hesitation.

I did something smarter than questions. I launched a series in Mint raising awareness about global investing. Now at @thefynprint we actually help people with it. Not just talk, action! youtu.be/tSUR3GiMwGo?si…

This is the fake handle that has commandeered my sister’s account. They are issuing posts promoting Crypto trade and sending DMs with impunity, protected by a 2FA that @x is not helping my sister to dismantle.

Will SIF outperform mutual funds in every market? We asked Chinmay Sathe (CIO & Head of SIF at @WealthCompanyIn ) and the answer is more nuanced 👇 1️⃣ In sharp bull runs (50–60%) SIF can underperform 2️⃣ Why? Euphoria = everything goes up together 3️⃣ In those phases, Stock selection matters less 4️⃣ But in range-bound or falling markets. The game changes. 5️⃣ Higher probability of identifying winners vs losers 6️⃣ Better downside management means more consistent outcomes 7️⃣ Key insight: The only bad time for SIF = euphoria 💭 Because no strategy wins everywhere, It’s about where it works best. Full video out on our YouTube Channel: youtu.be/lB6xQLQiI1A @ActusDei

@b50 wrong believe.

@iAlkesh Sir I believe I deeply offended you and i would not want to do that. Thank you for your kind support.

@b50 Sir, very kind of you. I was just pointing out my thought. Do not see a reason why you have to delete and apologies. My apologies if it landed on a wrong foot. Love your podcast for Zerodha and your take on Bandra's. Sincere follower

@iAlkesh Ok sir, please accept my humble apologies. I have immediately deleted my tweet sir, thank you sir.

@DeepikaBhardwaj Cherry Blossom season

Why is everyone headed to Japan suddenly ? Got to know of 3 in network in last one week itself

@PUNIKAR @CAclubindia Assessing officer

@CAclubindia Who is AO

🚨 Planning to leave India? The #IncomeTax Dept just dropped something EVERY traveller needs to know. It's called Form 157 and ignoring it could cause serious problems at departure. Here's everything in 2 minutes 🧵