MAXM
8.5K posts

MAXM
@mxmmall
All thoughts are not my own. Nothing is priced in.
Katılım Aralık 2011
2.9K Takip Edilen619 Takipçiler

to celebrate 3 months since lauching @lucent_ai, we're giving away 5 Codex Pro / Claude Max plans 🎁
to enter, like this post + comment which one you'd pick (codex vs claude)
winners will be selected from comments in 5 days 🫶

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We built 12 Claude Code skills that run our entire paid media ops across Google, Meta, and LinkedIn at ColdIQ (and we're giving the whole pack away).
Our head of growth Ivan Falco runs $200K/month in ad spend from a terminal. It's how we doubled client load this year without losing quality.
The skills do the work that used to fill our media buyers' calendars: spot creative fatigue, adjust bids, upload audiences, run bulk edits, flag broken campaigns, build reports.
Each skill does a specific job:
Google Ads:
→ keyword-analyzer: audits quality scores and finds keyword gaps
→ negative-keywords: reviews search terms and blocks wasted spend
→ performance-auditor: compares periods and flags what changed
→ search-terms: surfaces queries burning budget with zero conversions
Meta Ads:
→ audience-builder: turns CRM lists into custom audiences
→ creative-fatigue-analyzer: spots declining CTR before the metrics flag it
→ fatigue-monitor: flags when your audience is saturated
→ spend-tracker: tracks budget pacing across every campaign
LinkedIn Ads:
→ audience-builder: builds targeting audiences at scale
→ bid-optimizer: adjusts bids across campaigns in bulk
→ bulk-editor: mass edits campaigns, ads, and naming in seconds
→ creative-builder: generates ad creatives from brand specs
You drop them into Claude Code, connect your ad accounts, and tell it what you need. It reads the skill, plugs into the platform, executes.
300+ hours of work went into building these.
Comment ADS and we'll send all 12 over.

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my team didn't want me to give this away for free. But I'm going to do it anyway
it's the SEO & AI search dashboard I built in Claude Code
it connects to your Google Analytics (GA4) and Google Search Console and Claude Code builds it in 5 minutes
and I made a Notion document and a skill file so you can build this in Claude Code yourself in literally minutes
the dashboard has three tabs:
1. AI Search - How much traffic is coming from ChatGPT, Perplexity, and Gemini ETC. It aggregates the GA4 data and gives single number
2. Paid ads - which keywords rank top 3 for but still pay for ads on, you should cut these to save budget
3. Organic overview - sessions, conversions, top landing pages, demographics. The single view for what is working
I built this because this is how I drive our SEO and AEO forward
it gives me the insights I need to allocate budget and prioritize what content to work on next
I decided to give it away because most companies have no idea AI search is already sending them traffic
like this post and comment "AEOdashboard" and I'll send it over
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**No, it's likely still a disposal for UK CGT purposes.**
Coinbase converts your BTC to cbBTC and transfers it on-chain to the Morpho smart contract on Base. Morpho is a DeFi protocol where collateral is actively used/lent out by the protocol.
Per HMRC's Cryptoassets Manual (CRYPTO61620-61640), if the recipient (protocol) can deal with the tokens as it wishes, that's a strong indicator beneficial ownership has transferred → taxable disposal at market value when deposited.
Coinbase markets it as non-taxable and "locked in your name," but HMRC hasn't confirmed this specific product. The mechanics align with their DeFi collateral guidance, which treats most supply-to-lending as a disposal.
Get specific advice before using it — the risk is real.
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Every Bitcoin influencer is telling you to borrow against your stack instead of selling.
Here's the UK tax reality nobody mentions.
A thread on why "buy, borrow, die" is harder in Britain 🇬🇧 than it looks
The appeal is obvious:
Selling 1 BTC = CGT taxble event, up to 24% to HMRC of gains.
Borrowing against 1 BTC = no disposal, no tax, you keep the upside. Right? 🤔
In theory, you never sell. You die holding it. Heirs inherit at uplifted base cost.
In practice? It's a minefield.
Trap 1: Centralised lenders.
When you "lend" your BTC to most CeFi platforms, beneficial ownership transfers to them.
HMRC's view: that's a disposal. CGT triggered the moment you deposit collateral.
You owe tax on a gain you never realised.
Trap 2: DeFi lending.
HMRC's published position is brutal.
Supply BTC (or wBTC) to a lending protocol and receive a token in return?
That's a disposal.
Taxed at market value when you deposit. Taxed again when you withdraw.
Two CGT events. Per loan.
This is the part most people get wrong:
The loan itself isn't taxable.
It's the COLLATERAL TRANSFER that's taxable, because beneficial ownership moves.
So the real question isn't "is borrowing tax-free?"
It's "can I post collateral without losing beneficial ownership?"
Trap 3: Liquidation.
If your collateral gets margin called and sold, that's an unambiguous disposal at the worst possible price.
You crystallise the gain at the bottom of the dip.
And you still owe the loan principal.
Trap 4: Interest isn't deductible.
The interest you pay on a Bitcoin-backed loan can't be offset against your CGT or income tax.
You're paying 8 to 12% with after-tax money.
Your real cost of capital is much higher than the headline rate.
Trap 5: Counterparty risk.
Celsius. BlockFi. Genesis. Voyager.
Every major crypto lender of the last cycle has been through bankruptcy.
"Not your keys, not your coins" applies to collateral too.
If your lender goes bust, you're an unsecured creditor.
So is the strategy dead in the UK?
Not quite. There's a narrow path:
Lenders where you retain beneficial ownership (multisig escrow)
Self-custodial loan structures
Conservative LTVs under 25% to survive 80% drawdowns
Rare, but they exist.
Here's where the UK actually helps:
Die holding Bitcoin and there's no CGT on death. Heirs inherit at uplifted base cost.
The outstanding loan reduces your estate for IHT.
So "buy, borrow, die" CAN work in Britain. Just with different mechanics than the US version.
The honest view as a UK Bitcoin & crypto tax accountant:
The strategy is real. But it's not the magic bullet Bitcoin Twitter sells.
You're trading CGT risk for:
Counterparty risk
Liquidation risk
High after-tax interest
HMRC disposal risk on most platforms
If you're seriously considering borrowing against your stack and you're a UK taxpayer, get advice BEFORE you deposit anything as collateral.
I see this go wrong every month.
Follow for more UK Bitcoin tax. DMs open if you need a hand or second opinion.
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@Jcastweet @nathan_day @Square Been waiting for years!
Would also love the auto sweep 10% to corn. Does that still exist in US?
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Morning @Square
I spoke to 9 UK Square retailers yesterday about accepting Bitcoin payments.
All 9 said yes. 1 business owner owns some Bitcoin, the other 8 were just curious, but having an extra payment method made sense to them as long as there was zero hassle in set up.
When are you bringing @Square Bitcoin to UK merchants?
@jack @milessuter @BitcoinColl @tmknsm
The UK Bitcoin Business Network are on hand to assist.
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Plot equities and Bitcoin on long term log-log charts and you will
Gain a whole new perspective.
𝐓𝐗𝐌𝐂@TXMCtrades
Why do you think BTC is lagging so far behind equities while they go vertical?
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@hodlcrypto64 @thestudioalpine Hit the day limit once or twice but it’s also doing 10-20 different audits, the one that hit was well within the day limit
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Codex made me money without me doing anything..
Huge turning point for me today, I asked Codex to go off and make me $5. It went out, found a small open-source security/audit bounty path, made a legit PR, followed up with the maintainer, kept my payment details private - (without me asking), handled the GitHub proof/verification loop, and got the work merged.
it spent about 22 hours working on multiple security audits.
Today I received my first payment from that experiment: $16.88.
That’s a $506.40/month run-rate if repeated daily.
Not life-changing money yet, but it's deeply exciting to live out Sam Altman's vision for AI, where it will just go out and make money for you. It's awesome to start to see the beginning of that.

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@BTCBreadMan This did exist they called it a bitcoin mortgage. Maybe someone remembers
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@dotkrueger The tokens I mined yesterday all disappeared.
What happened?
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@dotkrueger error: human verification required
don't rug me Fred i had 442 yesterday 😅
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@DamianPudner @GreatBritishTT I'm mostly talking to myself, all my sites look the same and making a joke about Claude being a one trick design pony - no offence claudey.
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@mxmmall @GreatBritishTT Still early days, but we thought it was important to launch and build openly than pretend it’s finished. Stick with us. Video, commentary, curated opinion & analysis, explainers & interactive content are on the way as the project expands. The mission is simple: data, not vibes.
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We are really pleased with the site rebuild. We hope you like it too.
Britain's independent data desk. Every figure traced back to ONS, HMT, OBR, BoE, NHS, DfT — the public bodies that publish them.
Read the files. Test the maths. Share the charts.
gbtt.info

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@mxmmall We are concerned with truth and data, not aesthetics
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£15 minim wage doesn’t seem so crazy next to a £10 pint does it
Politics UK@PolitlcsUK
🚨 NEW: Pint prices have hit £10 for the first time in London [@Telegraph]
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@Drbennyfox @grok @PeterMcCormack @Heccles94 @ZackPolanski It's crazy isn't it and obviously it will cost them money to do it and some capital will leave
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On #BBCLaurak today @ZackPolanski defends the £15 minimum wage explaining how he would reduce the tax burden for small business by taxing the mega rich.
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