Steven Lee, Ph.D., D.C.J.

@Polymarket How about not getting bombed??

BREAKING: Iran claims it’s ready to abandon its nuclear program on condition that the US presents a satisfactory alternative.

Nicole Kidman: Nothing but class. I, too, hope theaters never go away. apple.news/AGi6Jej5cQ6Krc…

@GeriPerna @WellsFargo Not a huge deal. Just tell your guy to tell the rep, “To hire your mom” and move on..

I have to VENT! Yesterday, my guy went to @WellsFargo in Florida to withdraw 7k, in cash. The teller called the manager over, and he asked what he was using the money for. My guy said, how is this any of your business? The manager said, we are required to ask. Then he told him he would have to come back tomorrow. My friend went to @TDBank_US in NJ today to withdraw 3k, and the teller asked her what she was using it for. My friend was furious and refused to tell her. WHAT IS GOING ON? THIS IS OUR MONEY! We earned it, paid taxes on it, and it we want to take it home and burn it, we can do that! Has anyone else experienced this?

Another great example of the far left eating itself. Far right does it too just in a different way. Today, we are talking about woke racism vs woke ableism. Which one wins? apple.news/A1MEuarnPQ2al7…

@mikealfred @grok How long until the US grows tired of the violence and retaliates against the Mexican cartels?

Pray for everyone who made the mistake of being in Mexico today. The place is a war zone. Get out if you can. Very sad day.

@RMBee I would ask someone a stupid question.

I actually love this.

@AdviserCounsel This is like saying, “I have no knowledge regarding house building. I’m just going to let AI build my house. I’m sure it’ll turn out fine.”

@AdviserCounsel Exactly. How do you know the AI tools are doing it correctly?

If you weren't confident enough to manage your financial affairs and invest on your own before the advent of AI tools, I'm not positive that the tools will change that much in the aggregate. I think it will reduce some demand, but could create it as well. People use advisors for many reasons: 1. They don't want to invest their time, 2. Want accountability partner, and 3. Want someone to accept liability other than themselves or an AI tool.

@girdley I used to think title insurance, but appraisals top the list for sure. Never had a deal blown up because of title insurance.

What is the biggest racket? I'll go first and I have two: • Hearing aids ($3k for $50 of technology) • Title Insurance (don't get me started)

@levelsio Yeah, so far I’m somewhere between 1 good agent for every 5-10 agents I deal with. Then there’s the other side of the curve where agents do stupid stuff that actually costs you money. That’s about 2 out of 20 for me…so far.

I'm so done with real estate agents What an absolutely useless profession in 2026 Nowadays when I go visit houses to buy you get the construction company guy tell you everything anyway, and they actually know their stuff And then you have some literally low IQ shady car salesman guy hovering around you in the back with NO added information and NO added service "Yes this house is great because it's north-facing" And then for doing absolutely nothing zilch nada, they deserve 5% of the house price in commission??? And you can't visit the house direct because real estate agents cover each other asses so the selling agent will tell you to find a buyer agent to be able to visit it A complete racket 100%

@TheSalonDon This is hilarious.

Wealth management is the only high paying industry that gets outperformed if you read one sentence “80% low cost index, 20% tax advantaged bonds, add more bonds as you get older” No sentence can make you better than a trained -Pilot -Doctor -Lawyer -Accountant

@T_Gatzemeier Especially if you plan on using retirement funds for real estate investment.

If your financial team recommends a SEP IRA, you may need to reconsider. SEP IRAs are old school advice. In most cases, the solo 401(k) is a much better option for business owners without employees, and here's why... - Higher contribution limits (ER + EE) - Ability to fund Roth - Can remove pro rata for backdoor Roth - Can lake plan loans - Can do the mega backdoor Roth - Catch up contributions over age 50 - Can help maximize QBI deduction

@meganjewells This shouldn’t even be a question, and I think the airlines are largely to blame. They’ve existed for a century and still can’t get their act together.

My tweet about the airplane seat really showed me that a large portion of society really thinks I should give up something a paid for, for someone who arrived unprepared. No.

@FortWayneCPA So I finally found Zelle, which is fast and free in most cases.

@FortWayneCPA If it’s any consolation, my dumb@$$ bank just raked me over the coals for a late payment that was made from its biz checking acct to its biz credit card while failing to disclose to me that I could have been using Zelle to move funds into the account this whole time…

I am very frustrated with our business liability insurance. We renewed a month or two ago and our cyber rider was for $100K and cost $1,700 per year. So we had them give us a quote for $1 Million. After a couple of days they said that we could get a separate policy for $1 Million and it would cost $900 per year. So we asked the agent from one the the big three CPA liability insurance companies if he was serious an insisted on a phone call. He said yes we can have ten times as much for half the price as long as it is a separate policy. Note, of course they have NEVER brought this up to us. I am sick of everyone... I am going to put up a more detailed post in TCR...

@FortWayneCPA While on the phone, the bank rep only brought up ACH, which is free but slow, or bank wire, which is fast but costs money.

@FortWayneCPA It shouldn’t even be the same license IMO. Tax and auditing are completely different. But, I suppose all attorneys have the same license, so…

Can someone tell my why ANY state would require CPA's to have ANY hours of CPE in A&A? Some of us do ZERO A&A... In the last 20 years I have done ZERO A&A and I will never do A&A type work.

@dig_deeper1 Hope he knows a lot about house flipping…

So someone just applied for a $50,000 credit card no interest for a year. He transferred all of it to his bank account and will be paying 3% because it was a new credit card He’ll be lending it a house flipper for 12% interest rate Is this a win ?

@money_cruncher Research shows you want high concentration in equities indefinitely. Whatever your needs are in retirement, put down fixed income flooring (not bonds) and the rest in stocks.

“Age in bonds” is a terrible advice for someone in their 20s and 30s. You want to be as aggressive as possible (within reason) at that age. 100% in equities

@theficouple $285k - ($100k + $85k) = $100k. You said they’ll make $80k before fees. What fees? The $20k didn’t cover fees? Meaning it’s all interest??