Thomas Sands

@DMAC_19 @anekin777 @DadInvest A g wagon is the size of a ford tempo compared to an expedition.

@anekin777 @DadInvest Lolll I wish.

Why is every large SUV I’m looking at $1500-$2400 per month. It’s out of control!

@teslascope @jchybow @Tesla

Let's talk about Banish. 👋 "Banish" is @Tesla's complete end-to-end parking solution: you're dropped off at your destination, exit the vehicle, and it drives away to park. When it's time to leave, the vehicle finds its way back to you in all conditions. We've received a few dozen replies and DMs inquiring about why Banish is missing from Full Self-Driving V14.3. We believe Tesla is close, but is waiting to see how this update's improvements perform before considering releasing Banish to customers. For Tesla to release Banish, parking has to be perfect. You need to have the confidence that your vehicle will efficiently and safely select an appropriate parking spot. It has to navigate all lane types to avoid blocking other drivers and ADA spots (if applicable to you). Full Self-Driving V14.3, released today, includes two details about parking improvements: 1️⃣ Increased decisiveness of parking spot selection and maneuvering. 2️⃣ Improved parking location pin prediction, now shown on a map with a P icon. These two improvements are paramount to further improving end-to-end parking, and we expect Tesla will analyze data and experiences in the coming weeks to determine an appropriate release timeline. We give a rough timeline of May to June for the initial Banish release. We'll re-evaluathesete this projections and timelines for the Banish release once we've observed the improvements in today's release.

@ChazNuttycombe Waiting for the @SenLouiseLucas meme

Black voters are coming out in DROVES for this amendment now. Unless the no campaign has successfully persuaded them to vote no (very unlikely), we are on track to see the 10-1 map pass.

@buccocapital Do you suggest sharing just the current account statements and asking for feedback on allocation for the family setup?

Unless you have $5M+, AI is already good enough to be your financial advisor. Even then it’s probably good enough Try it. Share net worth, where/how you’ve allocated assets, what your goals are. Ask it to analyze and identify opportunities for improvement. Stress test different scenarios It gets basically everything right. Which tax advantaged accounts to use. Whether and which trusts to set up based on federal and state variables. Yup, estate planning advice too Really remarkable. And speaks to the fact that even if the models don’t improve, what we have today is going to totally transform white collar work

@cradlewise Any idea why the Sleep Insights tab hasn’t been working the last few days?

@BowTiedBroke What would you do to liquidate sat half of my 500k AMEX points with no obvious international travel redemption in the next 2 years (baby..)?

For any wondering how points will be affected by any tightening of rates here is the simplest way I can explain it. I’ve been accumulating massive points for 25-30 yrs. Travel with my corporate job, credit cards, whatever. They won’t liquidate your points or the program. That’s not how goes. They’ll do it this way. What happens, the points will start to lose value vs what their previous yield was. I’ve seen it time and time again over the decades with hotel credit cards points (usually issued by Chase), airline points (Chase and Amex), etc. What happens is, the points set up is the easiest thing from their P&L to tighten up. First, the modus operandi is they say “If you don’t use these within X time frame, you lose them” where it use to be “They never expire”. That one doesn’t really rock the boat with customers. Next, it’s “Redemption is now 50K points for one hotel night vs the old 25K points” or “Redeem your points for a $50 gift card for 100K points”, where it was 50K points for a $50 gift card in years prior. It’s an agreement between the card issuer and the chain (Delta, IHG, Marriott, Walmart gift card, Best Buy, etc). And those companies all set the value of the points, which is why those points are transferred to their respective partner each month. But, with rewards programs like Chase UR and others where the points stay with the card issuer and reservations can be done directly via Chase travel portal and Chase has a say in the value of those points as well. With regard to basic bank issued credit cards (ie Chase UR, Capital One cash back, WF rewards). Most of those can be converted to cash back. Those cash back rebates points are funded by high interest rates and interchange fees. My point is, “if” the pressure ratchets up and the CC issuers do a reprieve of interest rates temporarily to appease the administration (it’s a big if, but I wouldn’t want to be holding 10,000,000 points), one of the first places that will get hit are the points values. They won’t take back points, but they will slash their redemption values. Between my Amazon biz and my construction biz, my annual spend is close to $2 million/yr. I have many cash back cards (I’ve moved away from airline and hotel point cards because of the devaluation), but I can’t see the banks letting me earn 2-2.5% back on my transactions if there is a shakeup on their interest rates they charge to balance carriers. The bottom line is….the bottom line, when you’re a publicly traded company. From a corporate P&L standpoint, it’s one of the quickest and easiest ways to recoup “some” of the loss of the interest income earned from card holders who carry a balance. Just my 2 cents from being a “points ho” since 1999 and accumulating well over 50,000,000 points/miles in those years via corporate travel and biz spend.

@DadInvest Especially if it’s an “accident”

I may be over insured at this point in my life. These guys may be a little too happy to see me go.

I’m building a death checklist for my wife. Oh god this is crazy time intensive.

@realEstateTrent Especially true with car buying.. not *needing* the car today is the best leverage.

How I accidentally learned the incredible power of walking away: Early in my career, I was negotiating a lease with a salon & they re-traded the deal 5 times. Finally, I drove 2 hours in Friday afternoon traffic to meet them to sign the lease. When I arrived, there was a man there I had never met. "This is Peter, he's here to negotiate the lease" I didn’t understand negotiating leverage well then, and was afraid to lose deals, so didn’t negotiate hard and the other side was taking full advantage. In that moment, I was so shocked they were doing this, I just turned around, got in the car, and drove off, unsigned lease in hand. I started to regret it, and then my phone rang. “It’s fine, come back, we will sign now.” Got the deal done, but it was a very important lesson, (learned by accident), the first year of my career. The true ability to walk away is the ultimate leverage.

@ChazNuttycombe @StateNavigate 45 min wait to vote at Arlington Courthouse at 12pm today (Saturday)

FINAL VA @StateNavigate POLL GOV | 🔵Spanberger +13 LG | 🔵Hashmi +12 AG | 🔵Jones +3/4 (49-46, but 4 when rounding) HoD Generic | 🔵DEM +11 statenavigate.org/virginia-poll-…

@MikeCalcara Does the window sticker on the listing page not clarify the seat config for you? Or are you concerned the car is not yet delivered?

Just tried calling Hyundai for a client, I wanted to see if an 8-passenger Palisade was on the lot. Simple enough, right? First rep says she can’t answer questions, only book me an appointment for their "special event" going on today and tomorrow. Ask for a salesperson, she says they’re too busy and no one can call me back until after the event (so, sometime later this week) Five minutes later, another BDC rep calls. Can’t transfer me, can’t email anyone, can’t even confirm if the car exists. Just keeps pushing the “event.” This is why people hate buying cars. ARE YOU KIDDING ME GUYS 😐

@melissasavenko @BowTiedBroke @gas_biz I negotiated a similar arrangement - flat fee <1% to help negotiate and write standard offer contract on an off market property - if they helped us win that house, back to normal (~5%) fee to sell current home. Win-win.

You can do a limited placement listing where you pay a flat fee to a broker to be in the MLS. You can also choose, or not, to pay additional fees to that limited service broker for services like negotiating the contract, managing the back-end side of the contract, etc. Other option is to negotiate a flat fee or reduced commission with your "regular" agent for full service.

About to sell one of the cabins I recently built for $1.4 million. I’ve always used a realtor to sell my new builds but getting hard for me to stomach paying $84K in commission. Considering a flat fee MLS listing & just negotiating with buyers agents myself. Anyone done this?

@gas_biz @titide5656 100% - I (on my 3rd EV) would never recommend an EV to someone who can’t Level 2 charge at home. If you have an ICE 2nd car, even more reason since you can swap of the trip isn’t ideal for an EV.

@titide5656 I’m not saying I don’t like the EV but without a home charger, there is a 0% chance I would own one

I was convinced EVs were the future. Until I bought two Gas>Electric

@buccocapital Why were these on the today show this morning??

I’ve been hearing about this stupid fucking Labubu doll nonstop and just looked it up and apparently the parent company is public and is up 250% this year which was basically free money and I never even thought to look that up guess I’ll just k*ll myself

@itskyleconner EQS vs GLE450e?

1,600mi in the last 2 days with this blob I like the EQS SUV so much more than when we started - and I already liked it! Man, Mercedes gets so much right. Sometimes a long road trip is what it takes to fully understand a car. A couple software optimizations and a complete exterior redesign away from greatness More to come soon! ⚡️

@realEstateTrent @GuyDealership Honestly 70% of the value proposition of an EV. Simply cutting out oil changes once or twice a year is a huge benefit.

@GuyDealership He’d say that even if you’re not paying for the repairs, dealing with getting it fixed and being in and out of the shop is a big pain to consider. You’re paying a lot w your time.

My dad’s an incredibly gifted mechanical engineer - and he’s always been obsessed with studying the reliability of different cars. Wife and I thinking about getting an SUV, and I asked his opinion on Land Rovers:

@realEstateTrent @GuyDealership I would want to know if you anticipate needing to use a rear facing car seat before making a recommendation.

@GuyDealership You and him could probably talk for 100 hours straight! I bet you’ve met few people who understand car reliability better.

@BowTiedBroke God I hope not.

The Democratic Party is about to start swooning over Elon Musk and Electric Vehicles again. I’m calling it early.

@itskyleconner Go get some Benton’s hickory smoked bacon and country ham prosciutto in Madisonville.

Plaid’s first time on the dragon I’m sure it won’t be the last

@itskyleconner @Cadillac Have any Optiq content coming up?

I’m driving a @Cadillac Lyriq in Germany! Why? Idk… they were available for test drives at my hotel. Why not go for a top speed blast - and I’ve never driven the AWD Lyriq before ⚡️