Burgh Brain
5.8K posts

Burgh Brain
@BurghBrain
Smarter than your average bear... AMA on Business, Health, Finance, Disaster Response, Life
CONUS เข้าร่วม Eylül 2021
8 กำลังติดตาม2.2K ผู้ติดตาม
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@rand_longevity I do believe that, I'm not sure I'll get to see it but hoping for advances that help those already with some issues. Might be that if only he lived a few more years generation....
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Truth I think you can't see until you are older. Now over 50, I would agree for most people. I've never really seen a dramatic difference in the course of my life change after an election or really what anyone did.
The years I and my family were more prosperous, we worked harder and we found new ways to earn/save. Years with family issues or other distractions, worse.
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Dave Ramsey says 80-90% of your life outcomes come from your own inputs, not boomers
"People say the little man can't get ahead… the truth is in any generation, including this one, that's not true"
"80-90% of the outcomes over the scope of your life are caused by your inputs, not by the president, not by capitalism, not by boomers"
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@toylan20 Don't stress on exact # reps, personally I do 4x12 and focus on slow up and down. If it feels too easy, I try to slow down my reps more to make it harder.
If I get to my last set of 12 and can only get like 6, I'll just drop the weight some and finish the rest
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@BigBrainInvestt Everyone seems to forget different people, different goals
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Dave Ramsey explains why paying off your mortgage early is the fastest path to millionaire status:
A caller who's debt-free except for his house and has $90,000 in savings asks Dave what to do next. Dave walks him through his framework before getting to the real insight.
"What we teach is a thing called the baby steps where you're debt-free everything but the house and have an emergency fund. That's one, two, and three."
After that comes saving for kids' college (the caller has $75,000 across 529 plans for his two kids).
Then comes the step where it gets interesting:
"Pay off the house early. We would say throw everything at the house, which is the $90,000 that's in discussion here unless you don't have an emergency fund."
But why?
Dave points to the data:
"We just completed the largest study of millionaires ever done, over 10,000 of them. 79% inherited nothing and somewhere in the neighborhood of 90% inherited not enough to make them millionaires."
So 90% of millionaires aren't wealthy because of inheritance. It's because of their habits. And the two habits Dave sees at the first million or two of net worth are simple: a maxed-out 401k and a paid-for house.
Here's what millionaires are NOT doing:
"We do not find them saying, 'I'm going to borrow as much 3.5% money as I can borrow because I can invest it and make a better rate of return.' We do not find them doing that."
Instead, they kill the mortgage and redirect that cash flow into investing.
Dave projects the caller's future:
"If we fast forward 5 to 7 years... you'd have about a million and a half net worth of which 700,000 is your house. You would be a typical case study of the representative statistically of the typical millionaire."
Skip the payoff, and you become an outlier:
"If however you didn't pay off the house you might still reach millionaire status, but you would be very unusual among that group."
Then Dave gets to the deeper reason, the one that isn't on a spreadsheet:
"100% of the foreclosures occur on a house with a mortgage. And when you have zero mortgage and you walk in the backyard and the grass feels different under your feet, 'it's mine by God,' kind of thing, it changes the way you operate the rest of your money because you're standing on such a more solid foundation to live your life."
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@MensHumor These are just stupid, it's all relative. At 50+, I take $1M. Partly due to who knows when my time will me up but also at this point in my life I know what I can do with that.
Having resources to grow is huge.
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@NshutiDesi19822 This is why social media is garbage. Let's just create drama for people to argue on.............
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@DeanTTraining I never really think about my shoes TBH, I grew up near the ocean so I hate shoes. I generally wear barefoot sneakers (barely there) when I squat, bad or good? I don't have foot issues.
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If you’re wearing running shoes in the gym while training legs on exercises like Squats & Leg Press:
Please STOP doing so
Not for my sake…
For your own!


Micheal D@micheal_ws18
Do you think it’s okay to use running shoes for workouts… or are they really NOT made for that?
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@NFL_DovKleiman OR maybe the city could just keep up with maintenance for the people that actually live here year round....................
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I'm a big guy and active, I've lifted off/on (more off) much of my life so decently strong. I think I was up to just over 225 at my peak. Personally if I can't at least throw on 2 45s, that's when I feel shame but I would never shame someone else even at that who is working out. They are working out.
I personally went through some health scares, cut weight in a bad way that had me loose too much muscle w/out realizing. It scared me, I could barely do a pushup. I educated myself on nutrition and back in the gym, back over 2 45s but honestly I don't do max so not sure where I am other than noticeably stronger.
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Look this isn't something new, if you don't plan and budget you stay poor. It's one of the draw backs of today's instant banking, no one plans because they just look and see how much $.....There is money, so they buy.
Once you get overcommitted its just very hard to break free - you need to either severely cut your lifestyle to the bare min or accept working non-stop till you get out....or a combo
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Caleb Hammer says people stay poor because they’re taking on $800 a month car loans
“Everyone is fine with 6-7 year car loans at high interest like it’s normal. The average new car payment is now around $800 a month. Meanwhile, 50% of working Americans make $30,000 or less per year. $800 car payments? That’s insane”
“Unless you live in New York, San Francisco, or Chicago with decent public transportation, you need a car just to get to work. So you work to afford the car that gets you to work. It’s a broken system. That infuriates me”
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@UziCryptoo yeah, I mean I respect people for making their own choices. I just have to accept that not everyone finds happiness in the same way. Growing up alone, all I wanted was family. I could not imagine my life without my kids, if I could I would have had more.
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Friend of mine is 35 years old, married and doesn’t want kids.
His household income is roughly $300k/yearly and his house is nearly paid off.
They invest a good portion of their income for retirement, take multiple yearly vacations and live a nice life.
I think people like this are going to regret not having kids in their future.
One day when he’s old all he will have to look back on is the random stuff he bought and wasted money on.
Instead of putting that money towards having kids and building a family he’s choosing consumerism.
This just seems so wasteful and boring to me.
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@HypertrophyHub Yes, I track my calories for this reason. I stopped eating crap/processed foods and my cravings started to go away, I noticed I was not eating enough and starting to feel it.
I've been pretty good hitting 2000 cal/130+protein but do notice when I'm busy I slip.
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So this guy in my DMs is eating like 1600 calories at 220lbs wondering why he has zero energy and his hormones are trashed.
Brother. You are starving. Your body is downregulating everything to survive. Thyroid slowing. NEAT tanking. Testosterone cratering.
Cane we normalize eating more food please.
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I think you are interpreting things wrong, maybe not you specifically. I agree though, its overall an issue. I was just thinking, when was the last time someone asked ME "How are you doing?". I honestly don't know, if ever.
Its not that people don't care (some don't), its that people see that person as got it all handled, ALWAYS. No need to check in but that's wrong and we struggle greatly in silence.
Also, its not men. Its just more often seen in men due to their expectations but I know plenty of woman that deal with the same.
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Thank you. Yeah I used to go big when I was younger. hitting 50 and trying to get back into lifting I knew heavy would just mean injury.
2 years of 4x12 reps(max weight I can barely hit) going a slow, steady eccentric/concentric focused on perfect form. Great results, no injuries (related to lifting)
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Imagine how much more jacked you’d be if you left your ego in your truck & your balls at the door and just did a few sets of Assisted Pull-Ups with ELITE technique 1-2x per week
Probably a lot more jacked
Ted@1sPlaza
@DeanTTraining Next you’re gonna have us doing assisted pull-ups, like gay sissies
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@MojoboJomo Everyone trying to overcomplicate this. Yes, you can. It would cost more though to upgrade machines to do it than they would generate.
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