
Cryptopig🐷
594 posts



DocuSign Personal: $10 to $15 per month. DocuSign Standard: $25 to $45 per user per month. DocuSign Business Pro: $40 to $65 per user per month. A 10-person team on Business Pro pays $4,800 to $7,800 a year. To put signatures on PDFs. A team of 50 pays $24,000 to $39,000 a year. And there is a 100-envelopes-per-year cap on most plans. Send more contracts and you pay extra. Need SMS delivery? $0.40 per send. Need ID verification? $2.50 per attempt. Need premium support? $5,000 to $50,000 per year add-on. You are rationing digital signatures in 2026. DocuSign is a $10 billion company built entirely on this pricing model. Now meet DocuSeal. A free and open source alternative to DocuSign. Created in 2023 by a Ruby developer named Alex who was simply trying to sign one document and realised every solution online was overpriced or required a subscription. Three weeks later he had a working alternative. He pushed it to GitHub under the AGPL-3.0 license. Today it has 11,800+ stars and over 1,000 forks. Bootstrapped. No VCs. No paywalls. Here is what DocuSeal does: - Upload any PDF and turn it into a fillable, signable form - Drag and drop signature fields, dates, checkboxes, file uploads, and 13 field types - Send to multiple signers with custom signing order - Automated email reminders - Mobile signing on any device - PDF signature verification built in - Audit trail for every document - Bulk send and templates - Full API access - Self-host with one Docker command Here is what DocuSeal costs: Zero. Forever. Unlimited documents. Unlimited signers. Unlimited storage. DocuSign limits envelopes. DocuSeal doesn't. DocuSign charges per SMS. DocuSeal doesn't. DocuSign charges for ID checks. DocuSeal doesn't. DocuSign sees your contracts on their servers. DocuSeal doesn't. Here is the wildest part: The median DocuSign contract per Vendr is $17,250 per year. One Reddit thread has people saying "they want me to pay $4.80 per e-signature." Self-host DocuSeal on a $5 cloud server and a 50-person team can sign as many contracts as they want without paying a single dollar. Your contracts never leave your server. Your client lists. Your NDAs. Your employment agreements. None of it touches a third-party company. For individuals who only sign a few contracts a year, you save $180. For small teams of 10, you save up to $7,800 a year. For a 50-person company, you save up to $39,000 a year. Your documents. Your signatures. Your server. 100% Open Source. (Link in the comments)

OpenAI power user passport. Prototyped using SwiftUI and Metal





I sent $1,000 from New York to Lagos through 8 payment rails. The best delivered ₦1,400,000. The worst delivered ₦1,323,000. That ₦77,000 gap = one month of groceries for a family in Lagos. Yesterday's rail comparison got sharp feedback. The strongest critique: "Try this on a low-liquidity corridor. I bet stablecoins don't look the same." Fair. So I redid the experiment on the hardest corridor I could find: Nigeria. 𝗪𝗵𝘆 𝗡𝗶𝗴𝗲𝗿𝗶𝗮 𝗯𝗿𝗲𝗮𝗸𝘀 𝘁𝗵𝗲 𝘂𝘀𝘂𝗮𝗹 𝗻𝗮𝗿𝗿𝗮𝘁𝗶𝘃𝗲: The Naira isn't one currency. It's two. → The official CBN rate: ₦1,345 per USD. Banks, SWIFT, Wise, Western Union must use it. → The parallel market rate: ₦1,400 per USD. It's where real dollar supply meets real demand. That 4% gap isn't a fee. It's the government pricing the naira higher than anyone is willing to pay for it. 𝗪𝗵𝗮𝘁 $𝟭,𝟬𝟬𝟬 𝗮𝗰𝘁𝘂𝗮𝗹𝗹𝘆 𝗱𝗲𝗹𝗶𝘃𝗲𝗿𝗲𝗱 𝗶𝗻 𝗟𝗮𝗴𝗼𝘀: 🥇 USDT P2P: ₦1,400,000 (30 sec, $0.01) 🥈 Yellow Card: ₦1,393,000 (2 min) 🥉 Bitcoin: ₦1,393,000 (~10 min) 4️⃣ Sendwave (International Remittance): ₦1,372,000 (15 min) 5️⃣ Wise: ₦1,344,000 (CBN rate) 6️⃣ Swift: ₦1,344,000 (3-7 days, $50 fee) 7️⃣ Western Union: ₦1,330,000 8️⃣ PayPal Xoom: ₦1,323,000 (5.5% hidden spread) 𝗛𝗲𝗿𝗲'𝘀 𝘄𝗵𝗮𝘁 𝘁𝗵𝗲 𝗰𝗼𝗺𝗺𝗲𝗻𝘁𝗲𝗿𝘀 𝘄𝗲𝗿𝗲 𝗿𝗶𝗴𝗵𝘁 𝗮𝗯𝗼𝘂𝘁: That USDT P2P rate only exists because someone, somewhere, holds naira and wants dollars. The P2P desk IS the off-ramp. It's real infrastructure, with real liquidity risk. But here's what they couldn't see on the Paris–NY corridor: In a dual-rate economy, stablecoins aren't just faster. They give you access to a different price. The real price. Nigeria has the world's 2nd-largest P2P crypto volume. Not speculation. Access to the actual dollar rate, without flying to Lagos with a suitcase. The next decade's fintech question isn't "will stablecoins replace SWIFT?" It's "what happens when 2 billion people in dual-rate economies realize they can bypass the official channel?" ₦77,000 on $1,000 tells me the question is worth asking. PS: I'm the founder of @subyhq and I weekly posts on payments, stablecoins, and building across borders. Follow for more.



Germany has 39,000 Japanese citizens; only two of them were suspected of violent crimes in 2023. By contrast, out of 25,000 Algerians, 1,729 were suspected of committing a violent crime in 2023.




Dubai is done. It will be nearly impossible for UAE to sell a secure lifestyle to expats and investors now.





@OmarAbbasHyat Ranting because your investment in uae is fked









