@SartanparaYash @HDFC_Bank Got the card in Nov 25, free night credited 20 days back after escalating to cc over email
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Jiten Kumar
50 posts
My @HDFC_Bank Marriott card renewal fees were charged on 24 November 2025
Paid in December and also did a transaction
The Free Night award is not credited in my account yet
Officially the wait should be 6 weeks but it's still not credited yet
Anyone else facing the same?
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@savesage_club What is the maximum utility bill and insurance payment that is possible using Amazon pay on Savesage?
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Earn Credit Card Rewards on Bills that usually give you nothing! 💎
Amazon Pay vouchers. 0% surcharge.
Live today, 12 PM – 8 PM only. ⌛
Here's how:
→ Buy Amazon Pay vouchers on SaveSage using your most rewarding credit card at 0% surcharge.
→ Load them into your Amazon Pay balance
→ Pay your utility & insurance bills directly on SaveSage.
Buy up to ₹25,000 worth of vouchers per month. 🎁
Amazon directly allows only up to ₹25K for insurance payments, you can pay bills above ₹25K using Amazon Pay on SaveSage.
Grab yours👉 savesage.co/CjJUDGVPhVb
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@CardNiti You really deserve it! Unlike many others who post IYKYK and don't even bother to reply to people who seek help from their own posted content!
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Update : Offer extended 🥳
Loot Times Prime POWER at effective ₹99
Use code UNLOCK to get ₹300 Amazon Pay GV (over & above the regular ₹200 Apay + all other benefits)
Buy via the given link and get ₹450 cashback as well.
🔗 cglk.in/c/2vz0nmac
That's it. UNLOCK & Use it if it fits. 😌
Benefits & more details 👇🏻
CardNiti@CardNiti
UNLOCK Times Prime Power at effective ₹99 & Get: Entertainment > 2 x PVR Flat ₹200 Off Code > Gaana Plus - 1 y > Cricbuzz Plus - 6 m > Spotify Premium - 4 m > Jio Savaan Pro - 3 m > Audible - 2 m OTT > Sony Liv - 12 m > Watcho (Z5 / Sun NXT) - 12 m > Lionsgate Play - 12 m > Discovery+ - 6 m > Curiosity Stream - 1 m > Fancode - 1 m Food & Dining > Swiggy One - 1 y > EazyDiner - 1 m > Pizzahut - ₹400 Off on ₹999 x 12 Travel > Flipkart Hotels - 25% off upto 2k | MOV 3k > Flipkart Flights - ₹1200 off on MOV ₹6k > Paytm Flight - ₹1000 off on MOV ₹6k Rides > Uber One - 1 y + 1 m > Paytm Bus - ₹250 Off on MOV ₹1k > Flix Bus - Flat 15% Off > Uber Promos - 20% to 30% Essentials > NoBroker VIP - 6 m > Livpure - 1 m > Quillbot - 1 m > Cross Roads - 6 m at ₹199+GST > Country Delight - 1 m > GOQii - 45 d > Wework - 1 d Health > Apollo Membership - 6 m > Netmeds First - 6 m > Roundglass Living - 6 m News & Learning > Money Control Pro - 12 m > TOI+ - 14 d at ₹1 (Del NCR only) Beauty > Geetanjali Salon - Flat ₹1k on MOV ₹2k > Tony & Guy - Flat ₹1k on MOV ₹2k > Luzo - 20% + 25% Off Junior > Disney - 6 m > Tinkle - 6 m > Amar Chitra Katha - 6 m > FirstCry Club - 3 m > Hamleys - Flat 20% off upto ₹300 Misc. > IGP Select, Zoomin, Healthkart, Giva, Daily Objects & Several other promos. Valid till 7th Jan, Wed.
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@CardNiti Thanks man, you're one of the most helpful creators on X!
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@I_JitenKumar It's 3 months x 4 codes, you will get code after every 3 months.
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@I_JitenKumar @PointsPro No redemption fee at all, it's pretty straightforward and one click of a button to redeem
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🚨 5% Cashback with HDFC easy shop Rewards debit card! (Complete guide)
There were a lot of people who wanted to know how this works. And some asked if it works now (yes, it does 🔥).
So, let’s do it! 🚀
A simple, all you need to know guide to know how to get 5% upto Rs 2,000 cashback (Rs 40k bills).
1️⃣ Get this particular variant DC only. Code to apply is “RCW50” and apply from HDFC branch.
As per terms, this is for senior citizens but folks have got lucky even now. Otherwise you can always get creative (apply on any seniors or maybe even a joint account) 😉
2️⃣ Pay credit card bills on PayZapp. But first, save this debit card before making payment.
3️⃣ We get reward points in 2-4 days which can be converted to cash 💰
One thing to note is we can pay custom amount for HDFC cards only and may not possible for other bank cards.
This is a good DC and one of the most rewarding now. 👍
Any other doubts? Have I missed anything?
Ashwin@PointsPro
🚨 5% cashback for paying credit card bills Since we have 2 debit cards, raked Rs 8k in the last two months. 💥 Father is very happy. 😀 3.3% as miles + 5% as cashback + 1% GVP on his DCB 🔥
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@CatchMeAbhiOrb The thing is still your getting lesser apay voucher value. So either way, you lose 17 bucks here or there. I personally find it easy to track and add 1k vouchers. So I feel it's an Overkill for me.
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@I_JitenKumar Well, it's not overkill. You are offsetting that extra 1.77% which play no role in those 1000 Bonus MR
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AMEX demands ₹1,000 × 6 or ₹1,500 × 4 for Monthly Milestone
You go to Gyftr (AMEX Rewards portal)
And Gyftr quietly adds 1.5% + GST ~ 1.77%
Most people still swipe ₹1000 / ₹1500 like it’s muscle memory.
That’s where the leak happens. 🫠
The precision play 👇
🔹 Need a ₹1,000 qualifying txn?
👉 Input ₹983 in the Voucher Option
👉 Final charge = ₹1,000.41
🔹 Need a ₹1,500 qualifying txn?
👉 Input ₹1,474 in the Voucher Option
👉 Final charge = ₹1,500.09🎯
Outcome
• AMEX sees exact qualifying spend
• Bonus MR points intact
• Zero mindless overpayment. 💳🧠🔥
#AmexIndia #Gyftr #MRPoints #GoldCharge #ccgeek #ccgeeks #SmartSpending
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Microsoft 365 Personal is again available for 999.. get it while stocks last !!
fktr.in/zKPmSkh
Again a 1000 thanks to @CardNiti bro. Dude is the GOAT.
Source : x.com/i/status/20005…
CC-Simplified@thetrueccking
Did one of the best practical redemptions of my life thanks to this post 👇 Ended up getting ~56 months of Microsoft 365 Family for ₹5,659 🤯 For context, Microsoft 365 Family usually costs ₹6,000+ per year — I basically paid ~1 year’s fee and got ~4 extra years FREE. How it played out: • Bought 5× 1-year Microsoft 365 Personal at ₹999 each • Payment split per year: 1️⃣ 50 SuperCoins 2️⃣ ₹968 via Flipkart Gift Voucher, bought using Times Black @ 8% valueback • Added all 5 to my wife’s account → stacked till Dec 12, 2030 • Then upgraded to Microsoft 365 Family (monthly) and paid ₹819 • Prorated → next recurring payment only in Aug 2030 Total paid: ₹5,659 (doesn’t even include the 8% valueback 😌) Huge thanks to @CardNiti 🙌
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@ccg33k Bonus tip I have figured out, If they change their QR code provider to something else, we can pay them using phone pe history in future too with gv as account is same in most cases😀
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@I_JitenKumar Just wait for the update via email. Usually takes 2-3 days
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✨BOBCard Eterna it's Real Hot🔥
Came to know via huge interest generated by LTF Eterna Post👇😅
Satish Kumar Agarwal@iSatishAgarwal
💣BOB ETERNA Dhamaka Life Time Free Offer🔥 🧨LTF ETERNA Offer 💰12L+ Annual Income ⏰Offer Validity: 31st Dec'25 🧑⚕️Works for Salaried Persons ✨ 🙋Likely to work for Businessman 🧨Eterna Rupay is in JCB variant 🧨Best variant to Opt, imo 🧨Eterna is undoubtedly the Best Card on LTF 🧨Don't miss this opportunity, if eligible 📌Apply Now mycard.bobcard.tech/?utm_source=MM… 💥Eterna LTF Offer valid via Select Channels, including above link👆 📱Now First Time Fully Digital 💥Eterna LTF Offer available Offline via BOB Branches also Like ❤️ n Repost ♻️ if useful #CreditCard #CCgeek #BOB #Eterna #LTF Disclaimer: -Select Eterna manually on the link -Take the SS of LTF offer page, if any -Don't apply for a Card in FOMO -Check the tncs carefully 🧐 -DYOR -I earn incentive, if Card gets approved using above link
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Folks, while I’ve run out of playing cards to give away, I have three of these Explorer kits in case someone in Delhi / NCR wants. (1 each). I’ll send it to you via porter.
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@EvryPaisaMatter @prashantnhn Me too, have zomato money for many months with all offers
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@prashantnhn Good compilation. Just one thing, Zomato one is working for me along with Coupon. Not sure if something changed recently.
One that I would like to add is Dominos. You cannot club and have to mandatorily pay via cash - the balance amount.
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🧵 You're wasting your money if you don’t know this! 💸
Buying gift vouchers instead of paying cash is a better option.
✅ True, but… if you don’t know the nitty-gritties of these notorious vouchers, you’ll lose money instead of saving.
Let’s break it down 👇
Gajender Yadav@imYadav31
Are you still swiping your credit card directly at store machines? Or paying directly on shopping websites? 🛍️💳 If yes → you’re clearly leaving rewards on the table 🚨 Let me explain how to fix this… 🧵👇 Visit This Link: amzn.to/45RSSN7
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@Credolite They have initiated refund. Failing all transactions
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@Merajeshpeddi @iDipakK_ Any particular merchant name here OTP here too?
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@iDipakK_ Couple of things 1st 2 transactions of 1k of each are of no conv fees and also working for Idfc fb visa debit card
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🚨CC Payment via Freecharge
🔹Its working for Kotak811 super DC, cashback is instant
🔹₹1000 txn twice, no charges, 1.2% conv fee onwards
🔹Cashback is realtime😍
👉🏻How to check - go to app > Cashbacks > 811 SUPER > Monthly Cashback
#CCGeeks #CCGeek #CreditCards #CCpayment #Cashback
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@zomatocare It seems zomato has forgotten that it is delivering food to humans. There must be a way to go past the atrocious bot
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@zomatocare Got the food delated, partially cold. But support is unacceptable making customer chat to a bot only with no option to connect to a human. Zomato needs a huge improvement with support and communication.!
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@zomatocare my order {Order #7170184427} is being delayed due to order grouping without any communication. And I can only chat with a bot for support who is sending same replies. The bot says she cannot connect to a human
Your customer care is becoming atrocious by the day
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@zomatocare Last time I had a wrong item and the bot was reviewing the images, each time telling me to submit a clear image. After two tries, I gave up. Where in the world does a bot review images!
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