mortgagefi

New year. New toys! Now you can Earn, Mortgage and borrow against WETH with our newly launched vault on Ethereum mainnet. Come by and check out our glossy website update with improved usability features and clearer display of your positions. Visit mortgagefi.app

See how our USDC yields stack up against other providers including @aave @0xfluid @StreamDefi and @maplefinance 😉

See how our USDC yields stack up against other providers including @aave @0xfluid @StreamDefi and @maplefinance 😉

@seeksahib We are if you like the idea of an under collateralised loan

I've a serious question for the entire CT. Who’s building something genuinely useful right now? Pls don't say VIBECODING.

@DavidRo46536359 We can’t give a date but it’s coming

@MortgageFiApp When is the mortgagefi coin going to be launched?

We’ve built an innovative novel standalone protocol that challenges the norm in DeFi lending - and we’re not done yet.

Secure large amounts of Bitcoin with very little capital

@thenarrator We’ve solved how to offer leverage without price liquidations, will dm you

my biggest fear in crypto right now is that the next jeff yan is sitting in my unread DMs and i'm ignoring it because he has 47 followers and no VC backing

@DoctorYev Unliquidatable loans

pitch me your company in 2 words ((I'll re-post my favorites))

@seeksahib We’re building s brand new lending engine that offers users the chance to borrow with leverage without the risk of being involuntarily liquidated

Pitch me what you're building in one sentence. (i will give a shout out to the best one)

@stacy_muur We’re building a truly unique lending protocol that offer users under collateralised loans that don’t suffer from price liquidations. Please dm if interested

If you're NOT building – another prediction market – another perp DEX – another neobank – another infra for AI agents Reply. Let's help VCs find something good in this market.

We offer some of the most competitive stablecoin yields in all of DeFi. Take a look for yourself 👀👇 defillama.com/yields?project…

@wassiecapital @robotventures We’re definitely building one of the most innovative lending protocols in web3, please add us to your list. We’ve created decentralised mortgages for digital assets with truly under collateralised loans (only 2% deposit required).

Created an X list below to keep tabs on the firms and people actually deploying within the space, new crypto fund raises and other alternative sources of capital for builders 👇 x.com/i/lists/204341… New Crypto Fund Raises (2024-2026) not mentioned above • @robotventures (Deep Tech/Finance) — Raised $75M Fund IV in Aug 2024 • @borderless_cap (DEPIN) — Raised $100M Fund III in Sept 2024 • @CrucibleCap (Energy/Compute/Crypto) — Raised $50M Fund in Oct 2024 • @CastleIslandVC — Raised $250M Fund III in March 2025 • @Maven11Capital — Raised $107M Fund III (March 2025) • @daofive — Raised $222M Fund II in May 2025 • @galaxyhq — Raised $175M Venture Fund I (June 2025) • @ThetaInvest (Fund of Funds) — Targeting $200M Fund V • @HaunVentures — Targeting $1B across 2 new funds • @HashKey_Capital — Targeting $500M raise ($250M first close) • @PanteraCapital — Targeting $1B for Fund V • @dragonfly_xyz — Raised $650M Fund IV (Feb 2026) • @paradigm — Raising up to $1.5B for New Frontier Tech Fund • @paraficapital — Raised $125M Fund III (March 2026) • @a16zcrypto — Raising ~$2B for Fund V (Expected close H1 2026) • @polychaincap — Targeting $1B for Fund V • @ElectricCapital — Targeting $300M Fund III • @5cc_Capital — Targeting $35M Fund focused on prediction markets CVCs & Other Strategics • @tether (AI/Energy/Fintech/Biotech) • @yzilabs (Web3/AI/Biotech) — @ellazhang516 • @triton_xyz fka @krakenventures (Blockchain / FinTech / Enterprise AI) — Led by @stutireal • @SeliniCapital (MM) — @gametheorizing • @wmt_ventures (MM) — @Jonaskristensen @evtsk17 • @GSR_io (MM) — @Quynh__Ho • @cbventures • @OKX_Ventures • @circle_ventures • @mirana Crypto Accelerator Programs • @alliancedao — $500K/company (3 cohorts a year) • @nitrodotacc — Up to $500k/team (12 week program | 1 month NYC + 2 months online) • @base — $10k grant to top 15 startup teams (Base Batches | 8 weeks + demo day in SF) • @colosseum — $250K pre-seed / team (Solana Frontier Hackathon) • @encodeclub — Bootcamps, Hackathons & Accelerators • @ycombinator — $500K (73 funded crypto startups to date | 3 month program) • @Cardano_CF — $11.5K (10,000 Swiss Francs) grant / team (Cardano Accelerator Program | 10 week program) Non-Dilutive Grants & Ecosystem Programs • @solana — Milestone based + convertible grants (Solana Foundation) • @superteam — Micro grants to early-stage Solana builders in emerging markets (India/SEA/Eastern Europe/Africa) • @arbitrum — Arbitrum DAO Grant Program • @EF_ESP — Wishlist & RFP based model (builder tools/infra/research & public goods) Some observations: • Most firms that were crypto-focused have expanded their mandates to underwrite AI, robotics, and generalized consumer • Many have shifted towards more liquid/hedge fund strategies rather than pure venture but results have been mixed with most long-only liquid funds sitting on significant drawdowns with redemption pressures building while only a small cohort of tactical/market-neutral funds have outperformed See XtineFang HK Consensus Liquid Fund Recap👇 x.com/XtineFang/stat… • The narratives gaining traction tell you where capital is flowing towards and these map almost 1:1 to where the funds above have been deploying into: — Stablecoins as payment rails — AI x Crypto (agentic payments) — RWAs moving beyond tokenized treasuries into compute + energy (@Melt_Dem thesis coming true) — Prediction Markets maturing as real infra to the point where pricing disparities are attracting MM interest but liquidity constraints still remain a barrier — Revenue generating protocols remain key focus for investors seeking resilient protocols to back in bull/bear market conditions • There is definitely builder fatigue with several high-profile founders leaving the space & experimentation dropping to all-time lows as @beylin notes x.com/Beylin/status/… TLDR: Fundraising dynamics have definitely changed. The bar is higher, due diligence is longer, and funds are much more selective. But if you're building something real, have conviction in it (when nobody else does) and are able to sell the story well, there is clearly capital. It's just pickier and that's exactly how it should be after the last cycle PS: If you're deploying or building in gamified consumer, would love to chat 💕 h/t @dunleavy89 for kickstarting the discussion and the various other individuals who've compiled lists @analyticalali ++ hope helpful wuwu 🫶

@0xvietnguyen MortgageFi is just getting started with a completely new lending model not seen before in the DeFi space

Dead projects: - WLFI - Starknet - Zksync - Srcoll - Aleo - Mina - Linea - Babylon - Boba network - Wormhole - Movement - Polygon zkEVM - Berachain - Story - Kinto - Celestia - Blast - Shogun - PIN AI - Midas - Kinto - Metis - Yupp AI - Parsec - Drosera - Genome protocol - Datahaven - Tall - Milkyway - Zerolend - Echooo wallet - Polynomial - Monsters - Slingshot - Stepfinance - Polynomial - Angleprotocol - Bloktopia - Biftygateway - Camp Network - Anoma - Lens - Mitosis - Malda - Venom - Mind Network - Aethir - Orochi - Common Or dying

@julink_eth Yes it’s often what people think of when we speak of Mortgages, however even in tradfi they are used for more than just bricks and mortar loans. We’ve taken the instrument on chain massive benefits for the users

@MortgageFiApp And people want exactly what coinbase is launching, that's what we think of when we say morgage.

We offer crypto mortgages but for digital assets like Bitcoin and Ethereum

How many other DeFi protocols offer you truly under-collateralised loans like we do?

We offer some of the most competitive stablecoin yields in all of DeFi. Take a look for yourself 👀👇 defillama.com/yields?project…

We make mortgages to own your dream stack of Bitcoin with just a tiny deposit

See how our USDC yields stack up against other providers including @aave @0xfluid @StreamDefi and @maplefinance 😉

We're making a protocol that makes people smile once they understand it 😀