Anupam Bhandari

@imYadav31 WhatsApp banking

Despite activating International Roaming. Unable to call HDFC to unblock the card. Any suggestions??

@imYadav31 Book from Klook. Choose the option which includes Trang An

Has anybody done a Ning Binh tour?? From where did you book?? Any suggestions regarding the tour??

@iSatishAgarwal Is the HDFC Rewards DC 5% still working on cc payments?

Meticulously Start/Plan May'26 Monthly CC/DC Milestones 🌅 🚨Deposit 1.5L in PPF/SSY "On or Before 5th May" to earn 11 months Tax Free interest 🚨Tranfer into Air India 50% Bonus as per needs 🚨Infinia 18L spends for this FY to retain it ✨EPM/Times Black GV Quota ✨Infinia/DCB SmartBuy GV Quota ✨HDFC Rewards DC 5% Cashback ✨HDFC Millenia DC 1% Cashback ✨Kotak 811 Metal DC Quota ✨Rupay Select Club Card Offers ✨AMEX MRCC 1500x4, maybe on ShopWise ✨AMEX MRCC 20K total spends ✨AMEX Gold Charge 1000x6 on ShopWise 🚫AMEX Card closure, if fee bill is near (no retention offers now) 😂 ✨ITC-->Marriott 2:3 as per tncs ✨Card Anniversary Milestones, if any ✨Spend Offers on your CCs, if any ✨Redeem RPs/Coins before expiry ✨Card Fee waiver criteria, if any ✨Airmiles Transfer Bonus, if any ✨Spend based Airport Lounge Access for next month's visit e.g. HDFC/ICICI/IDFC/Scapia etc. 📌Note: Avoid First day early morning, as txn may get posted on previous day Like ❤️ n Repost ♻️ if useful Follow me @iSatishAgarwal for more #CreditCard #CCgeek #PPF #SSY #Airmiles Disclaimer: -I rarely complete Card Milestones -Check the tncs carefully 🧐 -Don't Overspend. DYOR

@FinPaal Haven’t RWC50 cards stopped giving rewards on cc payments on Payzapp ?

New Month Kickoff 💳 - 4/5 RWC50 cards done ✅ - 🤳 almost done for the month.. - GV loading via Infinia (groceries + essentials) - Chasing ₹1L TB spend → ₹5K Puma voucher 👀 - MRCC & GC → Milk Basket GV loading - Post statement generation → 2 EDGE+ for ₹6K*2 Amazon Pay GVs + 1 of the 2 Live+ for 10K GVs . - M4B → drawer card for now 😴 Day 1 done. How’s yours?

@vaibhavluthra Only worth if they waive the joining fee

Axis Atlas was everyone's favorite and kept many away from HSBC Travel One. But with Accor removed from Atlas and new issuance stopped — the math looks different now. Atlas default run rate is 2% with 1:2 transfer ratio for most partners. Net effective return — 4%. HSBC Travel One also earns 2% base but transfers at 1:1. Accor is still a partner and each Accor point is worth ~₹2. Net effective return — also 4%. 💳 Where Travel One wins — Accor still intact. Accelerated rewards are better. Joining benefits nearly cover the fee in year one. Annual fee waived at ₹8L spend. Atlas has milestones at ₹3L and ₹7.5L, Travel One doesn't match those. But it does have one at ₹12L. If Accor is your sweet spot, HSBC Travel One deserves a serious look right now. 👀 Link to apply --> t.co/7XeaM3X3av

@YourCardJourney All the best as it has one of the worst experiences among self driven cars

Zoomcar, One Dip, Double Dip, No, It's a Triple Dip. Booked a Zoomcar trip for ₹6,200, applied 32% savings. First, I checked the Zoomcar app directly, price looked fixed and no meaningful coupons applied. Then I went to SmartBuy and bought Amazon Pay, knowing direct payment wouldn’t give much back. This unlocks 13% in reward points. Next, I used Apay on GyFTR to buy Zoomcar Vouchers, this unlock an extra discount. ~9% extra savings Then I loaded all vouchers into the Zoomcar wallet as Z-Cash, so checkout later is clean and full-value. Finally, I selected the car and dates, reached the payment page, exited without paying and waited. Got a callback with a better internal coupon, applied it on top of the Z-Cash balance. Initial ₹6,200 became ~₹4,200 with SmartBuy rewards, GyFTR savings, and coupon stacking. Same car. Same Zoomcar app. Same trip dates Only difference is pre-loading + exit timing It worked for me. Might work for you too. ——————————————— Follow @YourCardJourney for more such plays ❤️ Like 🔂 Repost 🔖 Bookmark before you forget

@imYadav31 @book_1A One use case that would be useful to solve for book_1a. My next destination is x and planned 6 months away. In which cards should I plan my spend so as to get enough points for award tickets to extract best value.

We get this all the time:“ I have points in HSBC TravelOne, Axis Atlas…..where do I transfer? What’s the value?” 🤯 Opening bank websites again & again = pain. Just head to your @book_1A dashboard →TRANSFERS Check partners + approx value in seconds ✈️💳 Everything. One place.

@ankitdewan Not worth doing overnight cruise in Ha Long Bay IMHO. Day cruise is sufficient.

Planning to do an overnight cruise on Ha Long Bay. Looking for a luxury thing. Anyone has any experience? Any recommendations would be very welcome. 🙏🏼

@ankitdewan Ok. Maybe yours is international flight. What I wrote is for domestic flights

@anbhan77 No. Mine is Economy Cabin. They are asking for money for seat selection.

For Vietnam Airlines economy, do you have to purchase the seats, or is there a hack to it?

@jatinsapra @PranaySuhasMund @HopperSupport @HSBC_IN @hopper That’s why you always book a hotel directly with the hotel

@HopperSupport @HSBC_IN @hopper I called. 2 calls over 1 hour 40 mins. Still no resolution. I waited on road for 2 hours as hotel refused checkin. @HSBC_IN literally chose the worst partner. See the times of call and tell me what resolution has been provided?

So I made a booking through @HSBC_IN @hopper and hotel is refusing to provide checkin. Support put me on hold for 30 mins without any resolution Travel with Points code: HXMM4TP5DZFT Reservation code: 17212207259 Anyone got any other support number?

@vikky_hirwani @AmazingCreditC Same here

@AmazingCreditC Didn't got points credited yet paid around 15 days ago

More RWC50’s coming soon 😁

@LiLRaR @AmazingCreditC Tested on cc payments thru Payzapp

@anbhan77 @AmazingCreditC Who said?

@spendwiselyx How many days between you applied for Reserve and it was delivered?

Guys, just converted a second Am-ex Reserve Card to MR-CC from the same account and it worked perfectly again! 👌 Here is what happened: 👉 11 March: Received Am-ex Reserve Credit Card 👉 12 March: Spent ₹30,000 👉 13 March: Received 15,000 Amex Points (11,000 joining bonus + 4,000 referral bonus) 👉 13 March: Instantly converted Reserve Card to MR-CC 💰 Total cost: ₹1,180 (MR-CC joining fee) ❌ No Reserve Card fee will be charged ✅ So effectively 15,000 Am-ex Points for just ₹1,180 ⸻ 🎁 Additional Benefits You can also get: 👉 Accor Plus Explorer Membership (1 Year) 🏨 👉 Taj Epicure Membership (1 Year) 🌟 👉 EazyDiner Prime Membership (1 Year) 🍽️ ⸻ 🔁 What to Do 1️⃣ Apply for Am-ex Reserve Credit Card through referral 👉 My referral link: bit.ly/46eCjfc 2️⃣ Spend ₹30,000 anywhere (gift cards, fuel, FASTag, insurance, etc.) 3️⃣ Claim memberships • Accor Explorer & Taj Epicure via Am-ex Experiences App • Call 1800-419-1030 for EazyDiner Prime 4️⃣ Once points are credited, downgrade the Reserve Card: 👉 Change to MR-CC americanexpress.com/en-in/account/… 👉 Change to Smart-Earn americanexpress.com/en-in/account/… ✅ Downgrade happens instantly in the app ⸻ 🎯 Extra Bonus (MR-CC) 👉 Spend ₹15,000 within 60 days of getting MR-CC 👉 Get 4,000 additional Am-ex Points ⸻ ⚠️ I have personally done this twice in the last month and many others have reported success. But TRY AT YOUR OWN RISK as this option may stop anytime.

@cards_wizard Wish they had allowed 4 passengers

📝 How to avail the complimentary airport transfer? 👤 Applicable to all Primary HSBC TravelOne cardholders (Existing holders eligible | New holders after 45 days of issuance) 📞 Call ECO Mobility Concierge: 9205782570 📧 Email: hsbcindia@ecosmobility.com ⏳ Book at least 72 hours prior 🔁 1 transfer per quarter (4 per year) 🚙 Toyota Hycross / Premium SUV 🎒 3 passengers + 3 large bags Book → Verify → Ride. ✈️

@PointsPro Well they could have extended the airport transfers to 4 pax at least so family of 2 adults and 2 children could avail the benefits. Sore point.

🚨 HSBC TravelOne revaluation In the year of devaluation, we have our HSBC, which is reevaluating! 🔥 1⃣ Free airport transfers! 4 transfer till the end of this year. Wow!! 2⃣ Zero forex fee Till 30 June Decent changes and looks exciting!

@onpointwithsom @AbhiChtrj @suritalreja 2 per quarter domestic and 2 international

@AbhiChtrj @suritalreja I think it gives only 2 domestic airport lounge access

HSBC RuPay JCB Cashback Credit Card - 10% Cashback #ccgeek #ccgeeks #rupaygeek #creditcard #dcgeek #debitcard #prepaidcard #RuPay #UPI 0% mark-up fee on all foreign currency spends on the HSBC RuPay JCB Cashback Credit Card Extended Till 30 June 2026. 10 airport lounge visits.

@SridharHRS Animal safety

Quiz 1710) New road safety design for a specific purpose. Can you guess its purpose?

@ccg33k @Jet_Set_Swipe Is this still working?

@Jet_Set_Swipe Yeah, all vouchers on travel-max tab officially give 10% miles :-)

Opened Maximize to realize HP Pay vouchers are available on ccgeeks' favorite Maxhotels tab and also fetches 5EM (verified as of 24-Dec). Tried both the variants, same use case just denomination difference. 2-3% surcharge applicable. #ccgeeks @ccg33k #HPPay #Atlas #travel