Jimmy Singla

Thanks to the Air India 50% bonus and the fact that it’s the only miles partner for ICICI Bank cards, I’m going all in and moving my entire points balance to Air India. That should mint roughly 1.1 lakh bonus miles. Or, if you think like some #ccgeeks, that’s about 9 one-way Thailand tickets just from the additional bonus 🤓 Last month, my default spend card was HDFC Infinia, largely because of the Visa x FIFA offer. This month, I’m switching gears to EPM. Here’s the game plan. Current EPM balance is 1,97,468, which already puts me in the 50% bonus tier. The idea is simple. Route all high-return GV spends, which are around 18%, along with regular base spends to EPM and push the balance closer to 2.2 lakh. I’ll transfer everything towards the end of the month to squeeze out the maximum bonus, which should land me around 1.1 lakh bonus miles. (Usually I swipe HSBC Premier for the base spends) The bonus effectively bumps Gift card returns from 18% to 27%, and base rewards from 3% to 4.5% for the EPM holders, and for the Times Black holders, the reward rate converts to EPM at 50% bonus tier. (2% → 3%, 12% → 18%) That’s the plan on paper. Let’s see how it actually plays out towards the end of the month 😄 There’s also a conundrum in the first comment 👇

💳 Credit card folks, listen up! 👀 @AirIndia's Maharaja Club Points Fest is LIVE and your bank points just got way more valuable this May! 🔥 I had predicted the same 12 hours before offer go-live : Check my profile 💳 🔥 Here's the cheat code 👇 Convert your credit card reward points → Maharaja Points and get UP TO 50% EXTRA on top! 📊 The slab that matters to us: 🔸 Convert 25K pts → +10% bonus 🔸 Convert 50K pts → +20% bonus 🔸 Convert 1L pts → +50% bonus 🚀 💳 Your cards that qualify: HDFC • ICICI • Kotak • SBI Aurum • Yes Bank • IndusInd • RBL • Federal Bank • Bandhan • DBS • Jupiter & more! ⚠️ Two things you MUST know: 1️⃣ Register first on airindia.com with your Maharaja Club ID — or you get NOTHING 2️⃣ Only your first conversion per bank counts. So go big in one shot! 🚫 Axis Bank & HSBC India are excluded from this one sadly. 📅 Offer ends 31st May 2026 — don't sleep on this! This is genuinely one of the better transfer bonus offers we've seen. Stack those points people! ✈️👑 #ccgeek #ccgeeks

Shifted to J&K for the next 3 weeks. #OpSindoor first anniversary 🥂

Okay this place genuinely blew my mind. I could just sit and admire the views all day long. Just an hour from the airport (with super easy connectivity from most major cities), and suddenly you’re in the middle of hundreds of acres of tea estates, with clouds literally floating around you and views that don’t even feel real. You wake up, step out, and it’s all lush green + mist everywhere. Go for long walks or treks through tea gardens, hit the spa, eat really solid food, and just slow down for a bit. If you’ve got kids, they’re sorted too, play areas, activities, the whole scene. They also have loads of paid activities like fully managed treks, tea factory visits, camping.. etc. Evenings are a vibe - live music every night, grab a drink, sit back, and just chill. Food is amazing, you have the option to choose from local himalayan cuisine, to Bengali favourites, north indian food or western cuisine. There’s also a temperature-controlled pool, and a gym (which honestly you won’t need because you’ll be walking a lot anyway). And the best part? You can actually book this using Epicure membership or Taj vouchers… which makes it feel like a steal for what you’re getting. Used both my EPM vouchers for stay and dining vouchers on meals, rest of spends paid via amex Taj vouchers ☺️ It's @TajHotels Taj Chia Kutir Resort & Spa! PS: Found a "hack" to crack availability via free night voucher, if you don't find availability at a certain property for your dates, call and book the next level category room (you've to pay the diff of course which you can pay via vouchers on checkout). Online It just shows the base category rooms. 😉