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Ok folks – back by popular demand… the 2025 Edition of my "Bitcoin 101 cheat sheet"!
Great for beginners, skeptics, family, friends, or handing out anywhere.
This year, I designed to be printed front and back - it’s the cleanest and most complete explainer I’ve ever seen:
- Front = What Bitcoin is, why it matters, how to get started
- Back = Short explainers of mining, halving, difficulty adjustment + answers to critiques and more
I really wanted to capture what makes Bitcoin work - and why it keeps running with no CEO, no company, and no second chance 😉
Comment PDF below and I'll send you the link to the free high-quality PDF
- and no it does not come with free bitcoin - so do not ask


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The wait is over!
Introducing... 🥁
Bitcoin Quantile Model v2.
You’re going to want to bookmark this post—and follow for regular model updates.
After months of research and development, I’m very proud of this model—my flagship quantile framework.
I’m confident it’s one of the best—if not the best—long-term Bitcoin investment frameworks available.
As a full-time, unpaid Bitcoin researcher, I’m often asked how people can best support my free content.
Simply bookmark, repost, and comment on my posts :)
Thanks for all your continued support!
— PlanC
Key Features & Improvements:
1. Quantile lines never cross—mathematically impossible.
2. Cycle-length agnostic.
3. 133,000+ data points and 1,500 lines of code.
4. Fits and stores 999 quantile levels (τ = 0.001–0.999 in 0.001 steps) and identifies which level the last price is closest to.
5. Fits the two leading decay functions (stretched exponential decay & exponential decay) and selects the better fit via quantile-appropriate AIC.
Uses Akaike weights to identify the best-supported model.
Akaike weights (AIC-based):
Stretched exponential decay: 96.4%
Exponential decay: 3.6%
6. Piecewise Quantile Regression — Linear + Stretched Exponential Decay (Nonlinear).

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Jack Mallers gives the best argument ever on why #Bitcoin is SUPERIOR to Gold against Peter Schiff 🔥
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@Riley_Gaines_ Probably should increase budget on mental health services that Trump cut 🤷🏾♂️
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Do you not realize how terrifying it is this is happening in a city where the mayoral candidate wants to defund the police?
End Wokeness@EndWokeness
This is the gunman on the loose in NYC. He fired at police officers and regular civilians. Possible mass casualties.
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How difficult is it for someone to guess your 12-word Bitcoin seed phrase?
It's only a dozen words out of 2,048 word list.
So how hard can it be?
Why wouldn't a bad actor just sit at home and spin through 12-word combinations and see if they hit a jackpot?
Well...
If a supercomputer could guess TRILLIONS of seed phrases per SECOND all day long 24/7/365, it would take that computer almost 14 billion years.
And that's for one 12-word seed phrase (the secret that allows you to send and spend your Bitcoin).
Now, add 2 more sets of keys to form a multi-signature wallet 🔐🔐🔐
It now moves up from 14 billion years to…
125,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000,000 billion years.
Sleep peacefully.

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Smitty's Bitcoin Retirement Guide: e-Book Edition 📙
*Only here on X*
The wait is finally over - you're going to want to bookmark this.
- - -
🧵Thread👇
Without detailing the exact instructions on how to use the guide, this time around, I will explain the important changes - and from there, please engage, share, and enjoy!
1) Updated Model: This is a critical solution, and I'll explain why. Rather than using the median (50th quantile) power regression model, as was used in previous versions, Smitty's e-Book uses the 5th quantile. Why? Statistically, theoretically, this ensures that 95% of the time the desired annual withdrawal rate (living/spending costs) will not need to be down-adjusted due to volatility - because by definition, only 5% of the price falls below this 'support' line (see my other models). Therefore, you should only expect to need to down-adjust roughly once in 20 years. This makes this e-Book version more conservative, while maintaining realism and (clearly) attainability of stacking targets (see the various pages).
2) e-Book Format: I'm only posting these to X for now; but since in the past there has been so much positive engagement, I wanted to keep the overall 'brand' while enhancing the stylings so that it feels like an easy mini reader for folks comparing spending/stacking scenarios for retirement. It is also high DPI, now with nice borders, headers/footers and even page numbers. Feel free to print out and make a physical copy, or choose your favorite scenario, laminate and post on the wall.
3) Table addition: I've been meaning to include this change for a while. Not all of us are graphic/visually inclined, and indeed many of us are table/spreadsheet inclined. Therefore, below the graphs, I added easy-to-read look-up tables which exactly map to the Retirement Years and Current Age from the graphs, along with exact color-matching according to Current Age. No more needing to follow lines and line intersections; should also help for the visually impaired.
- - -
As always, the key assumptions in the guide to remember:
1*Assumed 7% annual inflation rate going forward (not easy to predict but historical expansion has been pretty close to this).
2*Taxes not accounted for - tax policy is too variable and too liable to change in any given year - please do your own homework for your own situation.
3*You're living to 100 (or at least planning your conservative BTC spend-down plan out to that age).
- - -
So, as always, flip through the replies in this thread, and enjoy the new tool!
"Helping you develop a better Bitcoin stacking target for life planning." - Sminston With
#notfinancialadvice

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Anyone looking to join a community on Bitcoin mountain on the most beautiful farm in El Salvador?
Our foundation has around 40 humble families living on our farm. We’re looking to build them decent homes. The idea? You build a home, they get a home like Tom’s shoes.
Our employees are set up with a bitcoin retirement plan. Every bull run they can take their money out to build a 2nd level on their homes giving them a rental unit. We are teaching them to fish!
Solar, rain collection, bio digesters, community gardens..
When you’re not there, you can rent it out as an investment giving the family another source of income to do cleaning.
Prices would be between 100-250k
Were still working on Lotificacion permits or we may do a 100 year lease to speed things up.
This is a 5 minute walk to our restaurant and food farm (@CasaConejoSV )
These communities are for those looking to have a plan B. Imagine living on a farm with organic food, a gym, spa, trails etc during Covid. This is what we’re building.
If interested, our team will be on the farm giving tours all week. Or just shoot a DM. So if you know anyone looking to live in El Salvador, share them this post.
Lots will go quick as soon as we go live so if interested head to our farm and ask for Sean and or Rocio.

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