immad

Over the years, I have tried to share learnings from my startups and seed investing. Decided to combine my startup tweets+tweetstorms into a tweethurricane. Here are my learnings + advice, from pitching investors to getting through the journey:

@0xbono @mercury Try it out!

@immad @mercury can this suggest a better cf management before my team check, read and ask?

1/ It's time for @Mercury to help you understand and talk to your financial data! We're launching Mercury Insights today which is something I have always wanted to build into Mercury and AI has finally got good enough to make it possible.

6/ Insights is what banking should have always been able to do. We’ve been perfecting the foundation for years, and when most of your money flows through Mercury, we can turn that data into something truly useful. Your account always knew the answers to your questions. Now it shows you. Try it out on your business account (personal coming soon) and let me know what you think. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

5/ One thing we were uncompromising about: every answer the AI gives you traces back to your actual data. You can see exactly where it's pulling from and check its work. That matters more in banking than anywhere else.

What makes me happiest about @fiftyyears finally launching a podcast is that folks can see how amazing and hilarious and smart @fuelfive is!!!

dwarkesh patel (@dwarkesh_sp) gave open claw a mercury card loaded with ~$250 and asked it to plan a date for him... here's what happened ↓

210 days ago, @naturalpay was just a one-pager and a memo. Today, we’re coming out of stealth. Natural is the agentic payments platform powering frictionless money movement between agents, businesses, and consumers. Wallets. Payments. Ledgering. Routing. Identity. Compliance. Credit. Observability. Risk. Everything needed to move money. Engineered for agents and designed for humans. These primitives give you the ability to transact without becoming a payments expert or stitching together a dozen fragmented tools. Huge thanks to our team of 10 (soon to be 25), our early investors, and the supporters who believed in this vision from the start. If you want to help shape how money moves over the coming decades, we’re hiring. And if you’re building agents you should probably be moving money too. Reach out. Read more about Natural and the products we’re launching in the blog below. natural.co/blog/introduci…

Excited about Axom innovating the Trust market.

@davidmeister_ @lightspeedvp @WischoffVC @thefintechfund Congrats on the launch!

Today, Axiom Trust Company is launching publicly with $11.8M in funding led by @lightspeedvp, with participation from @WischoffVC, Runa Capital, SNR, @immad, Primetime Partners, and @thefintechfund. Trust administration is the last undigitized layer of financial infrastructure. The industry still operates on PDFs, email chains, and institutional memory. $2.5 trillion in wealth flows through trusts and estates every year — and that number is only growing. Axiom Trust is the infrastructure layer for the Great Wealth Transfer. Full story in today's @axios article from @ShenLucinda. Link below. @arfrank @jmover @seisler1 Katherine Zhang @NWischoff @dropalltables @mfanfant Abby Levy @peter @anothercohen @NikMilanovic @victoriatr @aaronlarue @hoomanradfar @Sikes_ @dhatkoff @TheRideshareGuy @nickabouzeid @jenny_colgate @dbkahn @NealMintz1 @ai_luce @robbiefigs

@frankdenbowgoat @mercury Should still work. Can you DM me your transaction and we can investigate.

@immad @mercury maybe this is the wire vs transfer? i use the terms interchangeably (because the method really doesn't matter to me as a user) but i guess they are different rails for getting money moved

@mercury transfers from client to personal don’t happen on weekend

@frankdenbowgoat @mercury If both sides are on the same partner bank it should happen quickly and over the weekend. Trickier if it’s different partner banks. Are you not seeing that?

@mercury seems like it would be a win to make mercury account to mercury account transfers work instantly to users on the weekends as that is a major failing of every other bank cc @immad

@mwseibel @Chase @mwseibel you know what the answer is. 60% of @mercury customers are LLCs.

@Chase tried to open a bank account for an LLC in person and it didn’t work. We couldn’t get through the NAIC chooser after almost an hour with your employee. Went to a different bank where we set everything up over email no problem.

For the whole week X search has been broken. I can no longer search for @mercury to see people tagging mercury. Pretty lame.

Is AI actually going to cause another 2008? Citrini thinks so. Noah Smith doesn't. We got into the details on the latest Founders in Arms episode. Link in bio.

My wife is looking for a chief of staff for her growing fashion startup, personal brand and our philanthropic endeavors. Want to join or know someone who would be good. Full JD: #heading=h.ieok4hc03opv" target="_blank" rel="nofollow noopener">docs.google.com/document/d/14u…

.@MarathonMP Los Angeles is officially open for business. Similar to NYC, we have lots of free open space & offices for inception stage founders working on their next business. We started this in NYC when we launched the firm and it has led to us investing twice, including an incubation. No hooks or expectations for us to invest, just great space to be around high-energy / passionate folks across our ecosystem. Investors and late-stage operators who are passing through town, our door is always open for you too! TMC @gokulr @AlexGorgoni @ChaseAPackard

Mercury charges for a bank account while others give it away. Immad Akhund explains why Mercury Personal targets the mass affluent—and what that says about fintech’s next fight. (0:00) Why Charge for a Bank Account Now? (0:23) Akhund: Who’s the “Mass Affluent”? (0:56) What Makes Mercury Personal Different? (1:16) Why Launch Personal Now? (2:02) Why Didn’t You Leave Big Banks Earlier? (2:34) Mercury vs Big Banks: What’s Broken? (3:42) Can OCR Payments Go Mainstream? (4:19) How Do Permissions Change Money? (4:50) Can One Account Replace 5 Services? (5:45) Who Is Mercury Personal Actually For? (6:24) Start Narrow, Go Broad: Akhund’s Plan (7:27) 4,000 Alpha Users vs 200k Businesses (8:39) Does Word of Mouth Still Matter? (9:16) Why a $240 Annual Fee Isn’t Crazy (9:51) Subscription Pricing vs Feature Fees? (10:19) When Does It Become a No-Brainer? (11:13) Is “Free Fintech” a Trap? (30:25) Talk to Your Bank Account: When? (30:54) Where Does AI Matter More? (40:55) Founders in Arms: Lessons That Stick