Marcelo Ferreira Cândido

@svpino Do you also gane on it? If yes, how does it feel?

Many years later, the Logitech MX Keys is the best keyboard ever. No contest.

@gnukeith @hazy_nomad Even Firefox + user.js?

@popumelo @srgfrancisco @levelsio @interbr @C6Bank @BTGPactual @CharlesSchwab This one has a CNPJ if I am not wrong, so this is kinda a Brazilian bank in this sense.

@srgfrancisco @levelsio @interbr @C6Bank @BTGPactual Another option besides ibkr would be @CharlesSchwab

🇧🇷 The Brazilian Real currency should be on crypto exchanges because it's the biggest shitcoin ever Imagine losing 19% of your money every year! Or 32% in the last 5 years! Most Brazilians I talk to have 1) no idea about investing outside Brazil, 2) no idea about investing in the first place When they do have they only talk about Brazilian investment products offered by their bank, or they jubilate about the great Brazilian bonds that pay with 15%/year return That 15%/year return makes no sense though if you lose 19%/year to the BRL perpetually crashing against the USD (ever since it existed it went down) For example: US$1,000 invested by a Brazilian in Brazilian bond a year ago would be: US$1,150 (+15%) after 1 year IF the currency would remain stable but it didn't, it dropped -19.07%, meaning you actually now have US$930 (-7%) A terrible investment Every Brazilian I meet I try make them open a brokerage account like IBKR (not affiliated) to just get them to buy into investments outside Brazil Brazilians are very patriotic so it's not easy to convince them about stuff OUTSIDE of Brazil That patriotism makes no sense though when Brazil's currency has been turned into a shitcoin by its corrupt governments who use it to rob from the people for decades

@srgfrancisco @BRSHashdex @levelsio Anything not linked to your CPF, hence, non-brazilian banks

@BRSHashdex @levelsio What's the best choice regarding safety, privacy, and access to invest in US assets: IBKR, BTG, C6? I have BRL assets on BTG, and it would be better to consolidate USD assets there, but I wonder what the best choice is considering the requirements I mentioned.

@srgfrancisco @duborges @levelsio Valeu, chefe! O problema, pelo que andei lendo, é que tanto nas BDRs quanto o caso da IBKR, você não é o dono do ativo. E se a corretora falir, você vai ter que lidar com as questões dos EUA.

@marcelofcandid0 @duborges @levelsio Não recomendo investir em BDRs. Apesar de facilitar o processo de investir no exterior, eles possuem vários problemas e baixa liquidez. Sem contar que vc não é o real dono do ativo comprado através do BDR. Esse artigo aqui explica melhor os motivos: varos.com.br/blog/artigo/di…

@luiz_nmd @duborges @levelsio Sim. Só que só Bitcoin fica sem diversificação.

@marcelofcandid0 @duborges @levelsio Não existe investimento em regime de juros negativo. Tenha sua reserva de emergência e bitcoin 👌🏿

@romuloalves @duborges @levelsio The most optimal way would be to pay less taxes while still keeping it legal. Like, keeping the money abroad and only paying taxes on what you indeed bring home, but I don't think the government likes the idea.

@duborges @marcelofcandid0 @levelsio I'm in the same boat. I receive USD in a business account abroad. I can't simply transfer this money to a personal account abroad. So, I need to transfer to a BR Business account, pay taxes, and then send it back to a personal account abroad and pay more taxes.

@romuloalves @duborges @levelsio exactly!

@duborges @levelsio I follow some YT channels, but they are very mainstream on BR.

@duborges @levelsio yup - I mean more in the sense of investments. Should I use BDRs or a full foreign account (IBDR, like OP said) to pay less taxes and lose less money? But I don't wanna bother you. Because of this, I asked if you knew of any resources that could help.

@levelsio Yeah, you're right, in some sense, we're patriots indeed, although not in the best way haha. Even investing outside, do you think the B3 and other Brazilian bonds are still good for diversification? Or just go USD + BTC all in?

@duborges @levelsio So, I think I am one of the Brazilians who don't understand how to do it, and now, with your tweet, I'm not sure it's worth doing it as I don't want the feds on my back. Is it worth it? If yes, do you know the resources to get started saving money outside?

@levelsio yeah it's a shit show ofc there are ways, but takes a lot of effort to be able to do it, so they just follow their bank manager's advice lol

@xsgames_ Had*

@xsgames_ Nah, I just have a basic PC in Latin America

Are you this old? 😁

@llm_san Tried testing it some days ago but was able to sign up. Will try again later.

DeepSeek > o1 Pro. Even if it’s "less intelligent," it outputs an honest thinking process. If you don’t solve your problem in one shot, you’ll solve it faster with DeepSeek because you can understand how it thinks.

@robofinancebk @theo I've been using it for the last week. It feels more lightweight than iTerm and doesn't have the bug this one had when I created a new tab while using the new MacOS windows management.

@theo Interesting! Still with the stock Terminal. What's Ghostty's main win?

I no longer use the stock Terminal app in MacOS

@Calumk @theo This isn't a fair comparison. They are actively blocking farmers from doing repairs themselves and then selling the repairs for a product the farms own! Farmers aren't renting it, they bought it.

@theo Don't you sell subscriptions?

Never seen a company that hates their customers more than John Deere hates farmers

@llm_san But didn't the library also have some validation to avoid this?

6 hours debugging a runtime error. After 6 hours, I realized there was a state value wrongly initialized. And that led to an error in one of the libraries we’re using. Don’t be like me, always choose to read the code of the libraries you’re using.

@NickADobos OpenAI feels like those cases that were precursor on a field, but managed poorly on treating customers/finance and others take their place.

Oh no. $2,000/mo plan incoming

@DanielW_Kiwi As a hobby language, learn C. I already know C, so, for hobby, I’d learn BASIC (not sure it’s a system language tho)

Zig, Odin, Rust or C ? What systems language should this FP fan boy learn as a hobby language? Maybe something else that I haven't heard of?