Victor Sagar

@SteveSaretsky Interesting. Where is the info from??

The Federal Government intends to “Amend mortgage insurance rules to permit private mortgage insurers to offer multi-unit mortgage loan insurance on 5-8 unit residential properties to promote competition and offer lenders more choice.” Looks like they're trying to derisk CMHC from Alberta multiplexes.

@VasCityEstates @danielfoch Nice. What area?

@danielfoch I just did a precon deal on leftover inventory at sub 650 psf, HST savings is passed on to buyer which is over 80k, so yea it's making a difference. The HST clause is 3 pages because of the timing on when this is legislated, so some risk, but at face value there are savings

We wrote the whitepaper referenced in this article and our conclusion was actually pretty different from the what the headline suggests. To be fair, I understand it. I write attention-grabbing hooks all the time too. “78% of prices are the same or higher” That’s true if you’re only looking at the sticker price. But that’s not the full story. Right now the expanded GST/HST rebate hasn’t received Royal Assent. Because of that, many builders aren’t changing their list prices yet. Instead, buyers are often:paying the full price including HST at closing then applying for the rebate and getting that money back afterward So even if the price looks unchanged, the buyer is often still coming out ahead. When you combine that with the actual price cuts we’re seeing on roughly 20 to 25% of units, our estimate is that something like 90% of active new construction inventory is effectively cheaper than it was before the policy change. Builders are trying to move inventory, some are cutting prices directly, others are leaning on the rebate as a buffer, and many are just waiting for the policy to be finalized. We discuss the game theory of this in the full report. Once it is, and builders can start building the rebate directly into pricing, I’d expect more visible price reductions. And the bigger point here is what it means for resale. If new inventory is getting cheaper in real terms, that creates more competition for resale sellers. That likely puts downward pressure on resale prices over the next year. Here’s the Toronto Star article: lnkd.in/dqB5Zx9E Here's a link to our report: lnkd.in/d9WpJH5p We will update these findings after royal ascent as well.

@JohnPasalis These guys used to be my clients. Excellent at getting publicity. Less clear they’re actually getting units from the big builders at fire-sale prices, which was supposedly the whole pitch. Though they must be connected somewhere: Doug Ford just wrote them a $300M cheque.

Condos are unaffordable for Canadians But so affordable for corporations that they are buying thousands of them This is why homeownership is dying Households can’t compete against corporations

@Jason I’m in

We started an AI founder twitter group... reply with "I'm in" if you're a founder and want to be added

@lexfridman It was the belt treatment from Sam that hurt the most because you respect him. You will be a better man because of it.

This life is fucking amazing. I'm so grateful to be alive, with all of you on this miracle of a planet. Oh and I'm sorry if I fuck things up sometimes. I'm a flawed human. But I promise to do whatever I can to try to add some more understanding and love to this world. After the world leader convos I get attacked intensely by all sides, and many disparate online communities. It has led to some really low points for me mentally. But I don't matter. I'm listening. I'll do better. And I'll try to find the strength to do more of them, always with rigor and backbone, seeking to truly understand. And despite accusations, I do extremely high amounts of research, sometimes 100+ hours for a conversation. Ask many of my previous guests. But when I come to the table, I put all that aside, and make it all about the other person. I don't ever try to sound smart. I know the vastness of my ignorance. But I'm trying. Sometimes I do fuck up and sound like a douche, or do something incredibly cringe. And I hate myself right after. But I'd rather fail and embarrass myself a million times, than not do what my heart says is right. And besides world leaders, historians, CEOs, engineers, etc, this year I want to travel the world and talk to a lot more everyday people on and off the mic. This is something I've wanted to do for a long time. Anyway this is written while on I'm on a 10 mile run, probably procrastinating, since to type I have to walk and not run 🤣 But I did just get stopped by a super smart and kind girl who works at a humanoid robotics company here. And she asked if she can give me a hug to thank me for being me. Sometimes the universe sends you a message that even a dumb dude like me can almost hear. I really needed that today. Thank you for the hug and the kindness 🙏 I'm just hoping she was real and I didn't just imagine that 🤣 Then again if I went full crazy might as well enjoy it! Back to the run. I love you all! ❤️

@elonmusk Musk/Andreessen treat "introspection" as synonymous with endlessly looping on negative shit rumination shit: "Why am I such a failure? Why does everything go wrong for me?". Calling all introspection that same thing is intellectually lazy or deliberately misleading.

Reinforcing negative neural pathways via therapy or introspection is a recipe for misery. Don’t cut a rut in the road.

@pmarca @pmarca This is cherry picked, weaponized Nietzsche….almost a caricature for 2020s tech-bro accelerationism. The essay flattens Nietzsche into a binary slogan: body/action/good, mind/feeling/bad. Real Nietzsche is far more dialectical and contradictory.

From my philosophy instructor Claude: The Nietzschean Demolition of Introspection and Feelings I. The Founding Suspicion: Consciousness Is the Last Thing You Should Trust Start here, because everything else flows from it. Nietzsche's view of consciousness is one of the most radical and underappreciated positions in the history of philosophy — radical not because it's paradoxical or counterintuitive (though it is both), but because it strikes directly at the foundational assumption of the entire Western inner life tradition from Socrates through Descartes through Romantic Innerlichkeit through psychotherapy culture: the idea that turning your attention inward gives you privileged access to truth. Nietzsche thinks this is precisely backwards. In The Gay Science §354 — one of the most compressed and devastating passages he ever wrote — he argues that consciousness is not a depth but a surface, and not even a very reliable surface. It developed, in his account, as a social organ — for communication, for the coordination of herd behavior. What gets into consciousness is what has already been translated into communicable, shareable, common form. The genuinely individual, the genuinely powerful, the genuinely singular in you — this cannot appear in consciousness because consciousness is structurally incapable of receiving it. It can only handle what has been flattened into the general, the typical, the expressible-to-others. This means introspection — turning the flashlight of awareness inward to examine your "feelings" — is examining a shadow puppet show, not reality. The real action is happening in the drives, in the body, in what Zarathustra calls "the great reason": "Behind your thoughts and feelings, my brother, there stands a mighty ruler, an unknown sage — whose name is self. In your body he dwells; he is your body." The chattering voice of consciousness, with its parade of named emotions and its little narrative of why you feel this or that, is downstream of processes it cannot see, did not initiate, and cannot accurately describe. This isn't mysticism. It's a naturalistic claim about the evolutionary origin and functional purpose of consciousness. And it devastates the entire project of introspective psychology before that project has even gotten out of bed. II. The Falsification Problem: Observation Destroys the Object Even granting that consciousness might occasionally catch something real, the act of introspection itself immediately corrupts what it finds. When you turn attention toward a feeling, you do several things simultaneously, none of them neutral: You name it. Naming is an act of violence against particularity. When you say "I feel anxious," you have subsumed a specific, idiosyncratic psychophysiological state into a pre-existing linguistic category that was built from aggregated human averages. Your anxiety is not anxiety. It's something that has been forced into an ill-fitting conceptual container. The name, borrowed from the herd vocabulary, immediately generalizes what was individual, freezes what was dynamic, and simplifies what was tangled with ten other things. You unify it. Introspection presupposes a unified "I" that is having the feeling. But in Nietzsche's actual account of the self — articulated most sharply in Beyond Good and Evil §17 — there is no such unified subject. There is a committee of drives, a warring plurality, no single agent but a constantly shifting coalition. "A thought comes when 'it' wishes, not when 'I' wish." The grammatical subject "I" is a fiction — a convenient fiction for language and social coordination, but a fiction nonetheless. When you introspect, you are creating a false narrator, attributing to that narrator feelings that are actually the temporary outputs of shifting drive-coalitions, and then treating the whole confabulated story as self-knowledge. This is not knowledge. This is mythology. You moralize it. Feelings don't come to consciousness naked. They arrive pre-interpreted, already embedded in a value system. When you introspect on guilt, you're not observing a raw state — you're observing a state that has already been processed through millennia of slave morality, internalized prohibitions, and the entire apparatus of bad conscience. The feeling has already been meaning-laden before you examine it, and the examination adds further layers of moral interpretation. This is precisely what the Genealogy of Morality demonstrates: what people experience as "moral feeling" — guilt, duty, the sense of sinfulness — is not what it reports itself to be. It's the internalized aggression of the beast whose outward cruelty has been blocked. The phenomenology lies. III. Feelings as Symptoms, Not Causes — The Great Inversion Here is perhaps the most brutal specific move. Common sense, and most psychological theory, treats feelings as causes. You're sad, therefore you withdraw. You're afraid, therefore you flee. You feel guilty, therefore you refrain. Nietzsche inverts this completely. Feelings are symptoms and epiphenomena. They are the interpretive froth that appears after the real causal work has been done at the level of drive dynamics and will-to-power configurations. In Daybreak and The Gay Science, Nietzsche is explicit: the drives act first, the feeling is the late, impoverished interpretation of what the drive has already done. The feeling doesn't cause the action; the action (or the drive's movement toward action) generates the feeling as a kind of byproduct, a surface glow. This matters enormously for evaluating introspection as a practical tool. If you want to understand why you did something, examining how you felt about it is the wrong method. The feeling is not the cause; it's the smoke, and the fire is somewhere you cannot directly see. Attending obsessively to your feelings in search of self-understanding is like trying to diagnose an engine by watching the exhaust. What would actually illuminate the drive configuration beneath the feeling? For Nietzsche, something more like genealogy, physiology, and behavioral pattern-analysis over long time scales — not sitting quietly with your eyes closed trying to "get in touch" with your inner state. IV. Ressentiment: What Chronic Introspection Actually Produces The most savage part of the Nietzschean critique is not epistemological but typological. Nietzsche describes what kind of person wallows in their feelings, who makes a vocation of introspection, who is perpetually engaged in examining their inner states — and the portrait is withering. This is the reactive type. The slave-morality type. The person of ressentiment. Ressentiment, in Nietzsche's precise sense, is what happens when will-to-power — the drive to express, overcome, dominate, create — is blocked from flowing outward. Unable to discharge itself through action against the external world, the drive turns inward. The person who cannot act becomes instead a person who feels, who suffers, who broods. The whole elaborate inner life — the rich emotional vocabulary, the sensitivity, the depth of feeling — is the scar tissue of blocked aggression. The noble type, the active type, acts and forgets. The reactive type cannot act, so it remembers, nurses, elaborates, and builds entire cathedrals of inner experience out of the ruins of failed outward expression. This is why the slave revolt in morality had to make inner life the supreme value. If your power to act in the world is blocked — by hierarchy, by physical weakness, by circumstance — you must revalue: make inaction into virtue, make suffering into nobility, make introspective sensitivity into a mark of depth and worth. The rich inner life is not evidence of a higher type; for Nietzsche, it is frequently evidence of the opposite — of vitality that has curdled, of power that has nowhere to go but inward. The contemporary therapy culture — examine your feelings, sit with your emotions, validate your inner experience — would have struck Nietzsche as the most refined institutionalization of slave-morality values imaginable. A civilization-wide apparatus for teaching people to ruminate rather than act, to process rather than create, to understand their suffering rather than overcome it. V. Socrates as the Archetypal Villain Nietzsche's critique of Socrates in Twilight of the Idols is essential here because Socrates is the founding figure of the introspective tradition in the West. "Know thyself" — the Delphic injunction that Socrates made the cornerstone of his project — is precisely what Nietzsche is attacking. The Socratic method works by turning reason on everything, especially inward. Examine your beliefs, examine your desires, examine your feelings and see whether they are coherent and justified. For Socrates, this process is curative — ignorance is the source of vice, and self-knowledge the source of virtue. The examined life is the only life worth living. Nietzsche's response is essentially: the examined life is the symptom of a sick life. Socrates was, by his own admission, ugly, ill-constituted, full of base drives — he says so openly, his physiognomy was that of a criminal. His response was to develop a compensatory hypertrophy of reason — to make reason the tyrant over all the drives because those drives, in his particular case, were anarchic and dangerous. The Socratic dialectic is not a universal method for human flourishing; it is a personal therapy for a man who couldn't trust himself, generalized into a philosophical program. When vitality is high, when the drives are well-organized and flowing outward powerfully, you don't need to examine everything. The healthy animal does not stop in the middle of the hunt to interrogate whether its desire for prey is coherent and justified. The instinct is authority. Nietzsche's "nobility" is characterized precisely by the absence of the need to introspect — action flows naturally from a well-constituted drive-economy, and the constant examination of that drive-economy is the mark of its dysfunction. VI. The Body Against Consciousness Zarathustra is explicit: trust the body more than you trust consciousness. "I am body and soul — so speaks the child. And why should one not speak like children? But the awakened one, the knowing one, says: I am body entirely, and nothing else; and soul is only a word for something about the body." This is not a reductive materialism in the boring sense. It's a phenomenological and evaluative priority claim: the body's drives and instincts, having been forged over vast evolutionary time, are smarter than the thin, recent, evolutionarily jerry-rigged apparatus of conscious reflection. When your body gives you information — through appetite, through energy, through what actually makes you powerful and what enervates you — this is more reliable than the stories your consciousness tells about your inner life. The practical implication: instead of introspecting on your feelings, watch your body's relationship with power. What makes you stronger? What depletes you? These are not primarily felt answers, in the sense of pleasant/unpleasant emotional textures. They are behavioral and physiological signals that you track over time through action and its consequences — not through sitting quietly and examining your emotional state. VII. The Genealogical Method as the Alternative It would be too simple to say Nietzsche just dismisses all self-examination. What he provides instead is genealogy — a historical and perspectival method that is the antithesis of introspection. Genealogy does not ask "what do I feel right now and what does it mean?" It asks: "what are the historical conditions — social, biological, power-structural — that produced this feeling, this valuation, this sense of self?" The genealogist looks at feelings from the outside, historically, with suspicion rather than sympathy. The result is not deeper empathy with your inner state but a kind of demystification — you see that what felt like a moral imperative is actually a power move, that what felt like love is actually possession, that what felt like guilt is actually internalized aggression. Genealogy dissolves the authority of feelings precisely because it shows their origins to be ignoble. This is rigorous and demanding, but it is the opposite of therapeutic. You don't arrive at self-acceptance; you arrive at the recognition that the "self" doing the introspecting is itself a produced artifact of particular historical forces, and the feelings it reports are interpretations shaped by those forces, not transparent data from some inner truth-realm. VIII. The Affirmative Prescription — Amor Fati vs. Rumination The Nietzschean alternative to introspective rumination isn't unconscious animal vitality (though he romanticizes that occasionally). It's amor fati — the love of fate — and the creative act. Amor fati does not mean contentedly accepting whatever happens. It means achieving a relationship to your own existence in which you would will it to repeat eternally — the eternal recurrence thought-experiment as a test of whether you are living in a way that can sustain affirmation. The person who is perpetually introspecting on their feelings is almost certainly failing this test. They are caught in reactive suffering, unable to affirm, needing constantly to analyze and process because they cannot simply act and create and thereby metabolize experience forward. "Become who you are" — Nietzsche's adaptation of Pindar — is radically misread when it's taken as an introspective injunction, as if the path were to examine yourself deeply enough that you discover some essential self waiting there. Pindar's original phrase is in the context of athletic achievement, of doing, of the kind of self-revelation that comes through striving and winning. You don't find out who you are by examining your feelings. You find out who you are by what you are actually capable of doing, creating, enduring. The self is revealed in the act, not in the feeling about the act. IX. The Brutal Summary Put it this way: the Nietzschean verdict on the introspective tradition and its attendant culture of feelings is that it represents, simultaneously — — an epistemological failure (consciousness is unreliable, feelings are symptoms, the self is a fiction, introspection falsifies its object) — a typological failure (the person who makes inner life central is the reactive, blocked, ressentiment-ridden type who has nowhere else to put their energy) — a cultural failure (the elevation of feeling and inner experience as supreme values is the culmination of slave-morality's long march, the complete triumph of the weak over the strong by making weakness into the highest virtue) — and a practical failure (it doesn't work; processing your feelings does not make you more powerful, more creative, more alive; it makes you a better curator of your own suffering) The healthy Nietzschean type — overfull of power, discharging outward through creation, action, domination of resistance — barely notices their feelings because the energy doesn't linger long enough to form a feeling. It's already expressed, already outward, already transformed into something in the world. The only people with rich, complex, perpetually fascinating inner emotional lives are the people who cannot get out of their own way.

@RobynUrback @RobynUrback wondering if you’ve covered the Windsor killing of Nancy Grewal and the reported Khalistani extremist claim online. Would value your perspective on what’s actually known.

We’ve taken to saying we need more than words, but I think words, framed correctly, would have an impact I.e A special address by the PM, flanked by the leader of the opposition, and the police chief, saying this stops now: it’s criminal, it’s bigoted. It’s wrong. And we’re going to catch every person responsible

how couples have met over the last 9 decades

@bryan_johnson Thank you. I fell for the scam as well and cancelled it after a few months. Please provide a list using AI of these podcasters and influencers that are promoting it with the secret back room deal deals.

AG1 is one of the lowest value health products in the world despite being the most heavily promoted. They flood podcasts by paying influencers up to $60 per new subscription and a $30/mo recurring kickback. Plus AG1 gives them equity in the company. Retail price            $79 Ingredients            ($5) Packaging             ($3) Manufacturing       ($4) Shipping                ($7) Total costs             ($19) Gross margin         $60 Gross margin%      75.9%        Why does this matter? McDonald’s openly taunts you “I’m lovin it." They prey upon your compulsive instincts and don’t try to hide it. AG1 lures you into a false state of confidence by leveraging people you trust and hiding behind a “propriety blend”. The bulk of the 12g scoop is cheap greens and emulsifiers. They include on the label high-value ingredients but only include trace amounts to lower their costs. That way you think you’re getting the good stuff but you’re actually not. AG1 is bad for the world. Overpriced. Underdelivers. Science shows it has no clinical effect. They’ve induced good people into violating their own standards of trust. They pretend to be something they’re not. They create confusion for consumers who are genuinely trying to make good life decisions. They erode trust.

@rupasubramanya You got them triggered.

Who is this loser clown and what is he saying about me? I do't speak Punjabi. For what it's worth, I hope this genius hasn't discovered that I'm a Mossad spy on Modi and Carney's payroll working for Trump and the Russians. I'm so close to wrapping up Operation Clownistan...

The older I get, the more I long for a simple life. Wake up early. Do hard things. Eat real foods. Obsess over something. Spend time with real ones. Read books. Avoid drama. Never gossip. Be grateful. That’s my definition of a good life. – @SahilBloom

@jk_rowling true?

@ZohranKMamdani When talking South Asian political influence, why not look at who’s actually running for major oversight roles in the city? Raj Goyle’s comptroller campaign especially feels too important to skip over

We want YOU to help us register thousands of New Yorkers to vote by redesigning the iconic I VOTED sticker. But you need to move fast. Submit your design at the link below by Friday at 6pm - and get ready to pick a winner this weekend.

@ZohranKMamdani When talking South Asian political influence, why not look at who’s actually running for major oversight roles in the city? Raj Goyle’s comptroller campaign especially feels too important to skip over

Another desperate attempt by people who can’t stand the idea of New Yorkers electing their mayor instead of billionaires buying one.

If you believe free speech is for you but not your political opponents, you're illiberal. If no contrary evidence could change your beliefs, you're a fundamentalist. If you believe the state should punish those with contrary views, you're a totalitarian. If you believe political opponents should be punished with violence or death, you're a terrorist.

York Region Police Chief Jim MacSween said crime was down. I went to his own website and reviewed the stats. What I found was shocking. torontosun.com/opinion/column…

@jk_rowling Most surrender to the mob. The rare few endure the silence of standing alone.

Gladwell’s career wouldn’t have been destroyed if he’d spoken out against the glaring unfairness, not to mention dangers, of allowing men to compete in women’s sport. He’d have faced loss of approval from the cultural elite and received activist blowback, and even that wouldn’t have come with the tsunami of death and rape threats women face when they speak. Non-famous people, mostly women, girls and gay people, have genuinely had their careers and indeed lives destroyed for saying what Gladwell was too pusillanimous to say, and Gladwell didn’t lift a finger in their defence. Like many well-known liberals, he was happy to watch members of the great unwashed bullied, traduced and defamed, fine with the erosion of freedom of speech, comfortable with young women being robbed of sporting honours and facing serious injury, because he valued his own standing and security more highly than acting on the feeble promptings of his conscience. A rash of condescending men will swarm my mentions when I post this to tell me I should be pleased about Gladwell’s cautious backtracking. No. He hasn’t changed. He’s merely sensed a shift in what it’s acceptable to say and feels safe to align himself with the new consensus, excuses for his previous behaviour to the fore. He isn’t an ally, he’s a weathervane. Changing sides years late, and only after you’ve realised the non-elite opposition is winning, isn’t a mark of integrity but of arse-covering. Those whose overriding focus is remaining in good odour with the in crowd can never be trusted. Gender identity ideology has been the modern arts world’s McCarthyism, and all Gladwell’s done is reveal himself as a man who’d have named names, but felt a bit uncomfortable about it afterwards.

@JohnPasalis This is correct, but john should’ve mentioned this is in reference to what’s happening in Ontario and BC

CMHC is arguing that "there is now a short-term risk of oversupply of rental units" Yes, Oversupply! The same organization that argued we are undersupplied by millions of homes You can't make this stuff up!! cmhc-schl.gc.ca/observer/2025/…

@RJ_Macnaughton @Doodleshak @MikePMoffatt Nice. Are these under the CMHC MLI select program

@Doodleshak @VicStorm @MikePMoffatt We’re building homes for family as the BC NDP rezoned most of the province so about 300k lots. Also single stair apartments up to I believe 15 stories are now allowed. Here are 2 duplexes on lots near me and example of single stair apartments.