Sachin

@SwipesAndSmiles Is the earn rate on paying via upi the same as normal swipes?

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@OneCardHelp hi I would like to unsubscribe from all promotional emails. Please can you help?

@dakuwithchaku Siemens. Using ours every day non stop, sometimes twice a day, for 8 years. Zero issues. Just make sure you use finish quantum tabs and nothing else.

Anyone using dishwasher then please recommend brand. TIA 🤗

@ravihanda Answer: yes upload every page. If you do self upload you can split the scans into 2 or more documents under the travel document section. One scan for old passport and one for new. Name the files accordingly.

Answer: Nobody knows. Have an appointment at VFS today. I have uploaded the important pages (bio / visa / stamps). Hope it works. Really excited about going to London. Hope I get the visa.

@Kenu73 At KL the check in queue for indigo was to the door. Bought fast forward then and there itself through the app and walked to the ff queue and was done in less than 2 mins. Definitely worth it.

If you traveling internationally on Indigo, and you hate queues make sure to buy fast forward. It barely costs 475/ person but brings the unmatched convenience. This queue got even worse when the actual check in started. And the fast forward was almost empty, the longest queue in the entire airport was in Indigo counters only, it was same for Kolkata and then once Delhi started it was worse.

@luxe_explorer AMEX MR to Virgin Atlantic is is 2:1. There has been no recent bonus. Not sure what you mean by "frequent transfer bonuses" as can't recall one for last few years at least.

2️⃣ How Indians Can Earn Virgin Points 💳 Transfer Partners (India relevant): • AMEX Membership Rewards (1:1 & instant transfer) • MARRIOTT BONVOY (3:1 + 5K bonus per 60K) ⚡ Frequent transfer bonuses (20–30%) make this VERY powerful.

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@ChaiAndMiles x.com/s4ch/status/20…

😑Has anyone tested this yet on Amazon??? Looks like we can no longer explicitly select the "Amazon Shopping Vouchers" as now they are merged with Apay. I want to know if the amount will be debited from my ASV first and only then will use the APay Balance to cover the rest of the cost. @ccg33k @ProfessorCardz @CardNiti any idea

@jassneetsingha x.com/s4ch/status/20…

I just ordered some stationery. Amazon’s messaging at checkout is unclear. It says Amazon Pay balance used, but in reality the payment was deducted from Amazon Shopping Vouchers. Maybe they’re trying to optimise the payment flow, but this is clearly confusing for users. Let customer decide what they wish to use. Simpler was fine !

@CardMavenIn My experience is that for shopping on Amazon, ASV is used first, after which any remaining amount is deducted from Amazon Pay balance. For using Amazon Pay wallet on other apps, it directly deducts from AP.

The new update from Amazon is draining valuable Amazon Pay balances for shopping orders, which is a massive headache. Only solution that I have now: Keep Amazon Fresh GVs permanently loaded. Backup with an Amazon Shopping GV if Fresh fails. Avoid loading Amazon Pay until the second you need it.

If you have Apple pay, much smoother option is add Suica transit card to Apple Pay and directly top up with any cc in Apple Pay. For booking Shinkansen, it is possible to link ticket directly to Suica, to do this install Suica app to get card number which is entered on ticket booking page. Then just tap suica at gate to enter.

Save this tweet if you are flying to Japan more so to Tokyo Haneda. Unlike the usual situation where ATMS and forex at Airports are very expensive, I was only able to get an ATM with free cash withdrawal in Haneda Airport, right next to the area where you can get IC card. Another point, this was the only place where I was able to get IC card with credit card and no security fee but the max allowed amount was 10k yen, however you can buy mutliple IC cards. Make sure to buy multiple here as places like Kyoto have poor card acceptability but IC cards are accepted everywhere. The merchant isn't quasi cash so you get all the credit card points, I had used Olympus and this Japan trip earned me the next one way economy redemption to Europe 🇪🇺

Had this issue too. Issue was with middle name. Amex had it under "middle name" field, while Virgin had it as part of "first name" field. Check how it is with Amex (you should have received copy of application form from Amex via email when applying) and then call up Virgin and ask them to update account exactly the same. After doing this it worked instantly.

@AmexIndia @VirginAtlantic I'm unable to link my Membership Rewards Account with my Flying Club Account despite details being identical in both. Both sides are saying the issue is at the other partner's end and all details are exactly the same. Please help.

@HarshjSocial @airindia @DGCAIndia @MoCA_GoI @RamMNK @LiveFromALounge @shukla_tarun @aviationbrk @AirMilesExpert @airfarewatchdog x.com/ccg33k/status/…

₹7.8 LAKH for an ECONOMY ticket BOM → LHR on the @airindia app?! 🤯 Screenshot attached. Is this a pricing glitch or extreme dynamic pricing? Passengers deserve transparency. Requesting review. @DGCAIndia @MoCA_GoI @RamMNK @livefromalounge @shukla_tarun #AirIndia #Aviation

Update from Mobikiwik re using Amex: Thank you for being a valued user of MobiKwik. *Please note: AMEX cards will not be accepted for wallet loading on MobiKwik after March 6,2026.* We’re working closely with AMEX to restore acceptance, though it may take some time. You may load your wallet using AMEX before end of day March 6,2026. Also, please inform friends or family who uses AMEX cards. Meanwhile, you can continue loading your wallet via Visa , Mastercard or Rupay and enjoy seamless payments across wallet, Online & Pocket UPI on the MobiKwik app. #ccgeek #amex

@ameyakarve Looks perfect now, thanks! Used your Rakuten affiliate link 😀

@s4ch Have updated. Looked through the terms in detail -- you should have exactly 1 day to transfer 1:1

New Blog Post: Bilt + Rakuten: Cheap Miles in Programs No Indian Credit Card Can Reach. Use this to get JAL Emirates IHG and more! doubledip.in/bilt-rakuten-c…

@DoBaniye How to get this if I already have travel one?

If you’re looking for a miles-earning UPI card that’s lifetime free, this one deserves attention 👇 HSBC Rupay Platinum Card Card Basics 💰 Lifetime Free 🌏 RuPay JCB network 🎯 2 Reward Points per ₹150 spent 🔁 2:1 transfer ratio to 20 major airline & hotel partners Apply here: tinyurl.com/hsbc-rupay-pla… 🔄 Transfer Partners 🛫 2:1 Airlines Air India, Air France–KLM, British Airways, Etihad, EVA Air, Japan Airlines, Singapore Airlines, Qantas, Qatar Airways, Thai Airways, Vietnam Airlines 🏨 2:1 Hotels Accor, IHG, Marriott, Wyndham Other Ratios: 4:1 – Hainan, Turkish Airlines 3:1 – United Airlines 1:2 – AirAsia 10:1 – Shangri-La 🎁 Welcome Benefits 1️⃣ Spend ₹5,000 in 30 days via HSBC app → ₹500 cashback 2️⃣ 2-month EazyDiner membership on activation 3️⃣ ₹250 Amazon voucher on completing application 💎 Rewards MarketPlace Benefit Value ✈️ Flights: ~2.7% 🏨 Hotels: ~4% 🚗 Car Rentals: ~1.3% 🔥 Running Offers 🇯🇵 JPY 10,000 cashback (~₹5,800) on JPY 1,00,000 spends in Japan via RuPay JCB ₹250 cashback on 2 UPI transactions of ₹250+ 12% off Myntra (Sunday, ₹4,000+, up to ₹1,000) 10% off Swiggy Instamart (₹500+, up to ₹200) 5% off Paytm bills (₹299+, up to ₹150) ✅ Eligibility Minimum ₹6L annual salary Available in: Chennai, Delhi NCR, Pune, Hyderabad, Mumbai, Bangalore, Kochi, Coimbatore, Jaipur, Chandigarh, Ahmedabad, Kolkata, Amritsar, Baroda, Indore, Lucknow Apply here: tinyurl.com/hsbc-rupay-pla… 🧠 Verdict For a lifetime free RuPay UPI card that lets you earn transferable miles, this is a strong option, especially if you value Japan spends via Rupay JCB.

@FinPaal I already have Eterna LTF. Possible to get Etihad card on top of this?

Trying my hands at BOB Eterna 👀 Step 1: Called BOB Customer Care (1800 2090) on 19th Jan and requested card closure - got closed today ✅ Step 2: Sent email to crm@bobcard.co.in for permanent profile deletion after closure. ✅ Step 3: Will apply for Eterna after next bill generation. 🗓️ tinyurl.com/FinPalEterna LTF till 31st March. Used the below format for profile removal (powered by Gemini) =================================== Subject: Request for Permanent Profile Deletion – [Your Full Name] – PAN: [Your PAN Number] Dear BOBCARD CRM Team, I am writing to formally request the removal and deletion of my personal profile and all associated digital records from your systems. I have recently closed my credit card account with BOBCARD, and I no longer wish for my personal data to be maintained in your active databases or online portals. My Details for Verification: Full Name: [Your Full Name] PAN: [Your PAN Number] Mobile Number: [Your Registered Mobile Number] Closed Card Number: [Last 4 Digits Only] Please confirm once my profile has been successfully deleted and ensure that I am removed from all future marketing and promotional communications. Thank you for your prompt assistance. Best regards, [Your Full Name] [Your Phone Number] H/T: @cardzbuzz

@tbill_arbitrage @cardinsider have emailed support lets see

@s4ch @cardinsider In the same boat as you, pls let me know if you’re able to figure it out

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@sprint_visa Great info, thanks for putting it together. FYI slight typo in the Singapore section.

One of most frequently asked questions we get as soon as someones US visa is approved Do I need transit visa if I have a layover. Let's look at the major destinations where Indians take layover while flying to the US! UK (London Heathrow) - You do not need a transit visa. You can even take a 24 hour stopover in London and then head on to your US destination Schengen region (Paris, Amsterdam, Frankfurt, Helsinki, Warsaw and more) - You do not need a transit visa as long as you have a single stop in Schengen area. If you have 2 stops on Schengen area, then you require a Schengen visa as the intra-Schengen flight is considered a domestic flight. Dubai - Flying via Dubai on Emirates, you do not require a transit visa. What's more is you can enter UAE with a visa-on-arrival for up to 14 days. Abu Dhabi - Flying via Abu Dhabi on Etihad, you do not require a transit visa. In fact, your immigration gets done at the layover in Abu Dhabi and you enter US as a domestic passenger, collect your bags and off to your destination. Also, just like Dubai, you can enter UAE with a visa-on-arrival for up to 14 days. Qatar - Flying via Qatar on Qatar Airways, you do not require a transit visa. You can even enter Qatar with a visa-on-arrival. Istanbul, Turkey - Flying via Istanbul on Turkish Airlines, you do not require a transit visa. If you wish to enter Turkey on your way to or returning from the US, you can get an instant eVisa for $50 and spend some time in Turkey. Japan - You can transit without a visa on the same calendar day. The airports do not open overnight and you aren't allowed to stay airside through the night. Seoul - You can transit without visa through South Korea. What's more, you can get a visa-on-arrival for up to 30 days while to and from the US. Addis Ababa, Ethiopia - You can transit without a visa while flying through Addis Ababa on Ethiopian Airlines. Singapore - You can transit without visa through South Korea. What's more, you can get a visa-free transit for up to 96 hours on the basis of your US visa. Hong Kong - You do not require a transit visa while flying through Hong Kong to the US