InvesTrader

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InvesTrader

InvesTrader

@EInvestrading

Expert in nothing. Trying to leave my mark in Trading and Investing

Hyderabad, India Katılım Temmuz 2019
18 Takip Edilen112 Takipçiler
InvesTrader retweetledi
VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
❌❌FRAUD BY @hm and @delhivery ❌❌ Hey @GabbbarSingh can you please amplify @JagranNews @jagograhakjago
VVikas Kumaarr@flyingvikas129

⚠️ Consumer Alert: H&M & Delhivery Refund Scam? Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842 Dear H&M Support and Delhivery Management, I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396). The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud. The Facts of the Case: Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery). H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund. The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel. The Dispute: Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received." This leads to only two logical conclusions: The article was lost or swapped while in the custody of Delhivery. The article was misplaced or mishandled at the H&M Warehouse. In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally. Demand for Action: I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam. I hereby demand: 1. An immediate reversal of the decision and the processing of my full refund. 2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse. At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable. This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof. If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities. I expect this issue to be resolved without any further excuses @hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts

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InvesTrader retweetledi
VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
❌❌FRAUD BY @hm &M ❌❌ Hey @hm Can you justify On what grounds are you attempting to deny the refund to the customer when the lapse has evidently occurred either with your logistics partner @delhivery or within your internal handling process? Does this justify penalising the customer for your operational failure, or will you take ownership and resolve this matter directly with your logistics partner instead of passing the burden unfairly onto me? @GabbbarSingh @jagograhakjago
VVikas Kumaarr tweet media
VVikas Kumaarr@flyingvikas129

⚠️ Consumer Alert: H&M & Delhivery Refund Scam? Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842 Dear H&M Support and Delhivery Management, I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396). The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud. The Facts of the Case: Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery). H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund. The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel. The Dispute: Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received." This leads to only two logical conclusions: The article was lost or swapped while in the custody of Delhivery. The article was misplaced or mishandled at the H&M Warehouse. In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally. Demand for Action: I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam. I hereby demand: 1. An immediate reversal of the decision and the processing of my full refund. 2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse. At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable. This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof. If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities. I expect this issue to be resolved without any further excuses @hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts

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InvesTrader
InvesTrader@EInvestrading·
This is atrocious and day light robbery off customers by H&M. Need a swift, immediate and favourable action @hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts @flyingvikas129
VVikas Kumaarr@flyingvikas129

⚠️ Consumer Alert: H&M & Delhivery Refund Scam? Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842 Dear H&M Support and Delhivery Management, I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396). The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud. The Facts of the Case: Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery). H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund. The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel. The Dispute: Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received." This leads to only two logical conclusions: The article was lost or swapped while in the custody of Delhivery. The article was misplaced or mishandled at the H&M Warehouse. In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally. Demand for Action: I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam. I hereby demand: 1. An immediate reversal of the decision and the processing of my full refund. 2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse. At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable. This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof. If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities. I expect this issue to be resolved without any further excuses @hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts

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InvesTrader retweetledi
VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
⚠️ Consumer Alert: H&M & Delhivery Refund Scam? Subject: FORMAL GRIEVANCE: Alleged Fraud and Request for Immediate Refund – Order #47722252842 Dear H&M Support and Delhivery Management, I am writing this formal email to express my absolute outrage regarding the handling of my return for Order #47722252842 (Value: INR 9,396). The current situation, where H&M denies a refund despite clear evidence of a valid return, is nothing short of consumer fraud. The Facts of the Case: Return Date: 17/03/2026 under Tracking ID: 16602364672452 (Delhivery). H&M’s Claim: Your team claims that the parcel contained a "non-H&M product" and refused the refund. The Evidence: I have already provided a video recording of the return pickup. In this video, the Delhivery agent is seen verifying each article. He explicitly confirms the contents are correct (stating "Theek hai") before taking possession of the parcel. The Dispute: Despite providing photographic and video proof that the correct items were handed over to your authorized courier partner, H&M continues to send automated, dismissive responses stating that the "claimed article was not received." This leads to only two logical conclusions: The article was lost or swapped while in the custody of Delhivery. The article was misplaced or mishandled at the H&M Warehouse. In either scenario, the customer is not at fault. I have fulfilled my responsibility by returning the items and documenting the process. It is the legal and ethical responsibility of H&M to manage its logistics partners. If there is a discrepancy between what the courier picked up and what the warehouse received, that is a matter for H&M and Delhivery to investigate internally. Demand for Action: I will not accept "gross negligence" as an excuse for denying a legitimate refund of INR 9,396. By holding the consumer financially liable for your internal logistics failures, you are engaging in a scam. I hereby demand: 1. An immediate reversal of the decision and the processing of my full refund. 2. A detailed explanation of how a verified pickup by your courier resulted in a "missing" or "incorrect" item at your warehouse. At this point, it strongly appears to be a case of either gross negligence or a deliberate attempt to deny a legitimate refund. If the article has been misplaced, it is solely the responsibility of H&M or your courier partner—not mine. Holding the customer accountable for your internal failure is unacceptable. This behavior reflects extremely poorly on your service standards and raises serious concerns about unfair trade practices. I will not tolerate being denied my rightful refund after complying fully with your return process and providing valid proof. If my refund is not processed immediately, I will escalate this matter through formal legal channels under the Consumer Protection Act, 2019, including filing a complaint with the consumer forum and other relevant authorities. I expect this issue to be resolved without any further excuses @hm @delhivery @jagograhakjago @TimesNow @htTweets @aajtak @inshorts
VVikas Kumaarr tweet media
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InvesTrader
InvesTrader@EInvestrading·
@rlnarayanan பொங்கல் நல் வாழ்த்துக்கள்
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“Riseyourself” RL Narayanan
@EInvestrading Ordinary person want ordinary people to have prosperity and avoid pain. Intelligence is avoiding a crisis or a problem beforehand not after it becomes a crisis condition. Avoid trading if you aren’t full time into it and know how to come out with a loss
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“Riseyourself” RL Narayanan
#wealth #Trading Walking the talk Talk is cheap Few takers for good, when a mutual fund manager is on X or a celebrity on X they are not going to share ideas with you, information is wealth, especially in financial markets. Western capitalist model is built fully for selfish individuals, it thrives on selfishness. A lot of marketing, advertising, PR goes around it. Now what I proved, is what I am writing ✍️it takes years of research, hardwork & seeing markets crash 💥 people reactions live in screens that which cannot be thought by books or YouTube videos I am a qualified psychiatrist with Masters, theory is cheap seeing half a million people & managing a brokerage is difficult. Publication on #Gold asking retail people to acquire #Gold when no one was talking about 16 years before Asking people to accumulate #Titan publish an institutional research report on the same 75X compounding Asking investors to accumulate #Eicher at ₹600-900 levels from 2008-2011 Another 60-90x compounding depending on which year you bought. Literally shouting at pich of my voice in X to accumulate and do SIP in #Sail #IOC Both 3X profit (IOC has given 35% dividend in 3 years that is over 11% for a year) 100K hours of silent work while everyone else is podcasting, Built a system that turned public equities into 25× returns in 48 months. Liquid. Repeatable. Boring. The thesis: Banks were mispriced. The exit: Before consensus caught up. No raise. No deck. No PR. Just compounding for people who don’t get allocations. People follow those who have not more than 4 years experience in markets and claim to be trading experts and experts in psychology. Keep talking scrap. Because the social media is full of that & algorithmic bias on females especially girls, the system promotes them & are biased. I have learned 2 decades before that there is no point in blaming a design or designer, Just Don’t blame, period. “If you follow someone, there thoughts will affect your behaviour just remember this” Follow those who have put in the handwork & gained experience in different market cycles. Know how to exit loss positions & make profits. Seek wisdom, not answers. Avoid trading if you are employed or running a business. #Trading influencers will make you think it’s easy money with right psychology + strategy but trust me it’s most difficult to take money from markets in trading the strategy which gave you the money will take it back it’s a cycle. #Loss will make you do revenge trade on markets, beauty of markets or stocks is it has zero emotions or empathy. Human beings especially if you have been successful entrepreneur #Startup or employee #wipro #tcs #Infosys #banks #upsc or a professional #lawyer #doctor #CA it’s most difficult to digest loss you would continue your fight with a fake opponent which is your minds creation 99.9% you will loose bigger. There is a stoic lesson in markets, if you can’t take small losses you will take mother of all losses. The loss will weaken you mentally for years, you will loose your professional edge and in a profession where you would have created 100x wealth Most importantly you will hate yourself and your loved ones. Thousands of people have talked to me and I am writing this big a post on X knowing well that algorithms will not promote this, My job is to express and not to impress others. I am happy for whatever I am today, I am happy for my life and immense gratitude for god almighty for his grace and blessings. I am in that stage of life where, For me profit is a blessing and loss is bigger blessing and bigger rewards have manifested. Trading will not suite 95% of the personalities, out of the remaining 5% only 1% will make wealth, that too after markets takes away their health in bargain too much stress & struggle. Not worth, even if you think for a day without bias. Is your financial freedom & life not worth a day’s thought. 🤔 Think long, 🙏 for prosperity.
“Riseyourself” RL Narayanan tweet media“Riseyourself” RL Narayanan tweet media
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“Riseyourself” RL Narayanan
Powering people to #prosperity #ProjectProsperity #HCC #Equity We bought the share around ₹13 and made 5X on it So if you had bought for ₹5 lakhs it’s ₹25 lakhs Now the post was to keep accumulating from ₹23-25 The share exactly hit our target and exit was suggested at ₹52~54 Another 5X will be the target (effective post rights ) Management has surprised with a Rights issue at ₹12.5 The rights ratio is 43% approx So if we have 1000 shares at the above average the new price would be ₹19.3 and quantity would be 1440 Approximately New target for the original capital of ₹5 lakhs which is now ₹25 lakhs is ₹125 lakhs That’s 25X Wait patiently, it would be more than any of the hedge fund performance in India or better than 90% of any fund managers “That’s the magic of compounding” x.com/rlnarayanan/st… #Investing #Nifty
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InvesTrader retweetledi
VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
That’s a wrap! Thanks for reading. follow @flyingvikas129 for more. Do like and retweet if you enjoyed reading it.
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InvesTrader@EInvestrading·
@gurumilespoints This cannot be explained easier by anyone. Kudos to your efforts. Much appreciated and please keep up the good work 🙏
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MilesPointsGuru
MilesPointsGuru@gurumilespoints·
9) How to move points between different partners
MilesPointsGuru@gurumilespoints

** Why Avios is the best place to Park Points ** ** Move points between the Avios Partners ** ✈️ Avios is the currency shared among British Airways, Qatar Airways, Finnair, Iberia, Aer Lingus, and Vueling. Out of these, 4 (BA, QA, Finnair, IB) are part of the OneWorld Alliance 🌍. Along with OneWorld Alliance members, each airline has its unique partners, making it possible to redeem Avios across 40+ airlines! ✨ This was only possible because IAG owns British Airways, Iberia, Vueling, and Aer Lingus. Qatar Airways owns 25% of IAG, and Finnair has extensive agreements with IAG 🤝. Oman Air recently joined the OneWorld Alliance, and Hawaiian Airlines is due to join after Alaskan Airlines acquired it. Other than this, Mongolian Airlines and Starlux Airlines have expressed interest in joining soon. 🔍 Let’s dig deeper into how you can move points between the different partners. This issue has puzzled many folks who continue to face errors. This thread is aimed at addressing all the problems. 🛫 I have done extensive research and transferred points myself across all 6 partners to ensure the steps work! 💪 Please like 👍, share 📤, repost 🔄, and comment 🗨️ for reach. #ccgeek @ccg33k @MilesCardHack7 @milespointspro @CCMiles2Go @amarkedia @VoyageBliss @Kenu73 @creditkeeda @imYadav31 @cards_wizard @CardMavenIn @credofly @AmazingCreditC @SujeethP @ankurmittal @DoBaniye

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MilesPointsGuru
MilesPointsGuru@gurumilespoints·
**MEGA THREAD ON AVIOS FREQUENT FLYER PROGRAM** Thank you for the overwhelming response on the JAL thread. If you thought JAL was complicated, you are in for a treat. Avios Frequent Flyer program is spread across 6 airlines where Avios points can be inter-transferred. Today we will discuss: 1) History of the Program 2) What is Avios 3) Avios Partner: British Airways 4) Avios Partner: Qatar Airways 5) Avios Partner: Iberia 6) Avios Partner: Finnair 7) Avios Partner: Aer Lingus and Vueling 8) Final Thoughts #ccgeek #ccgeeks #avgeeks #avgeek @pointspro @AskEnvici @thetrickytrade @iSiddharthRaman @thepointsguy @LiveFromALounge @cardenthu24 @tejasghongadi @ThePointsCode Please follow me for more such threads. This thread took many hours of research, and your support will motivate me to write my next thread. If this gets 100 likes, I will write my next thread on how to link and transfer points between the different Avios Partners. :)
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VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
❤️ जय श्री राम ❤️
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InvesTrader retweetledi
Credofly
Credofly@credofly·
🚮 While devaluation of a credit card, it must be either of 2 options for protecting consumer rights - 1️⃣ Refund pro-rated annual fee if customer wants to cancel the credit card after devaluation 2️⃣ Devaluation must be applicable only at the time of renewal and then customer can choose either to continue or close the card Retweet if you agree! Mention @RBI @RBIsays in comments. Use #StopMidyearDevaluation
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InvesTrader@EInvestrading·
@DoBaniye @AmazingCreditC Thank you. But unfortunately, my wife doesn't have an account in HDFC to apply for an add-on card online. I have to apply offline as she doesn't have a customer ID.
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Do Baniye - Credit Cards, Travel & Lifestyle
How do we get 1.5% back for UPI spends on add on card as well? 👉There was some confusion about RuPay add-on card eligibility for UPI transactions, so we decided to test it ourselves. We used the Tata Neu Infinity Add-on Card and successfully linked it to the Tata Neu app for 1.5% rewards! 👉Here’s how: 🔹Money > Link RuPay card with Tata Neu UPI 💰Start earning rewards on every spend! 👉Don’t have a Tata Neu Credit Card yet? 🔹Apply here: tatadigital.com/v2/finance/cre… or use referral code SANK91!
Do Baniye - Credit Cards, Travel & Lifestyle tweet media
Do Baniye - Credit Cards, Travel & Lifestyle@DoBaniye

How do we get 1.5% back on our UPI spends? We use HDFC Tata Neu Infinity 💳 for this. 👉 1.5% back as NeuCoins for spends including UPI 👉 5% back as NeuCoins on Tata Neu and partner Tata brands 👉 1 NeuCoin = ₹1 on Tata Neu app (1/n)

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InvesTrader@EInvestrading·
@flyingvikas129 Though I am not sure, I saw in news reports that 13 out of 20 iPhones are sold in EMI.
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VVikas Kumaarr
VVikas Kumaarr@flyingvikas129·
People- Bapre! Health/term insurance kitna mehnga hai? 18% GST laga rahe hain , Loot rahe hain!!! Also people- pre booking iPhone 16 pro max on emergency basis like their life depends on it. Lines in front of apple stores across India. #iPhone #iPhone16 #Apple
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InvesTrader@EInvestrading·
Many many happy returns of the day @flyingvikas129 Sir. May you be blessed in abundance that you aspire for. Happy Birthday 🎂🎉🥳
InvesTrader tweet media
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Harshit Bohra | Cards Wizard
Harshit Bohra | Cards Wizard@cards_wizard·
✨ Business Class Travel; at Vande Bharat price! 🧳 First ever Business Class experience! ✈️ Etihad Airways 🗺️ Mumbai - Abu Dhabi - Zurich 😍 Best Part: Paid only ₹6,300 for 2! 🤯 Actual Price: >₹3,40,000 The Marwari in me = ELATED! 😋 How can you do it? Read on 👇
Harshit Bohra | Cards Wizard tweet mediaHarshit Bohra | Cards Wizard tweet mediaHarshit Bohra | Cards Wizard tweet media
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